Montgomery County property record for 405 Silver River Dr, Montgomery, TX 77316
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,372 sqft · built 1975 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,400 (May 2024) |
| Tax Bill | $1,935 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6580-02-51600 |
| Primary APN | 6580-02-51600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 7,499 sqft (0.172 acres) |
| View / Lot | Primary |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 SILVER RIVER DR |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77316-4869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | LAKE CONROE FOREST 02, BLOCK 31, LOT 25 |
| Legal Subdivision | LAKE CONROE FOREST 02 |
| Legal Block | 31 |
| Legal Lot Number | 25 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 694402 |
405 Silver River Dr is owned by an individual who bought it in May 2024.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 OLD FORTVILLE RD, GRAY, GA 31032-4513 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on File |
| Deed Sale | May 17, 2024 · Amount on File |
| Prior Sale | Aug 1, 1990 |
| Deed Document Number | 202448363 |
| Prior Transfer Date | Apr 16, 2024 |
| Prior Transfer Doc | 0000037241 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 Silver River Dr was $1,935, up 0.3% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Conroe City |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,651 (+%) Land $22,497 Building $77,154 | $99,651 (+%) Land $22,497 Building $77,154 | |
| 2025 | $1,935.00 (+0.31%) | $99,650 (+0.56%) Land $22,497 Building $77,153 | $99,650 (+0.56%) Land $22,497 Building $77,153 |
| 2024 | $1,929.00 (+2.99%) | $99,092 (+0.22%) Land $22,497 Building $76,595 | $99,092 (+0.22%) Land $22,497 Building $76,595 |
| 2023 | $1,873.00 | $98,870 Land $22,500 Building $76,370 | $98,870 Land $22,500 Building $76,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Silver River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 13 (2015–2025) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Silver River Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BONANZA WSC serves 2,142 people · EPA ID TX1700578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MidSouth Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Optimum Cable | 940 / 35 |
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