Montgomery County property record for 404 Silver River Dr, Montgomery, TX 77316
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,548 sqft · built 1975 |
| Lot Size | 0.202 acres (8,782 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 6580-02-46300 |
| Primary APN | 6580-02-46300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 8,782 sqft (0.202 acres) |
| View / Lot | Primary |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 SILVER RIVER DR |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77316-6180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | LAKE CONROE FOREST 02, BLOCK 30, LOT 1 |
| Legal Subdivision | LAKE CONROE FOREST 02 |
| Legal Block | 30 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 694402 |
404 Silver River Dr is owned and occupied by an individual who acquired it in June 2024.
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 SILVER RIVER DR, MONTGOMERY, TX 77316-6180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0000064162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Nov 20, 2023 |
| Property Address | 404 SILVER RIVER DR, MONTGOMERY, TX 77316-6180 |
| Document Number | 0000111635 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023111635 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 SILVER RIVER DR, MONTGOMERY, TX 77316-6180 |
| Name | Verified Name |
|---|---|
| Address | 404 SILVER RIVER DR, MONTGOMERY, TX 77316-6180 |
The 2025 property tax bill for 404 Silver River Dr was $305 with exemptions applied, up 1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Conroe City |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,985 (+1%) | $185,894 (+13.43%) Land $26,346 Building $159,548 | |
| 2025 | $305.00 (+0.99%) Homeowner's exemption Senior Citizen's exemption | $152,714 (+1%) | $163,878 (+5.48%) Land $26,346 Building $137,532 |
| 2024 | $302.00 (+1.68%) Homeowner's exemption Senior Citizen's exemption | $138,831 (+1%) Land $26,346 Building $129,025 | $155,371 (+6.55%) Land $26,346 Building $129,025 |
| 2023 | $297.00 Homeowner's exemption | $126,210 Land $26,350 Building $119,470 | $145,820 Land $26,350 Building $119,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Silver River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 13 (2015–2025) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Silver River Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BONANZA WSC serves 2,142 people · EPA ID TX1700578 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MidSouth Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Optimum Cable | 940 / 35 |
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