405 Shoemaker Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 405 Shoemaker Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,421 sqft · built 1996
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Mar 2024)
Tax Bill	$7,705 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-27-013-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-27-013-015.000-018`
Alternative APN	`1609270013015000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,421 sqft Living Area
1st Floor Area	1,573 sqft
2nd Floor Area	1,275 sqft
Basement Area	1,573 sqft
Finished Basement	1,573 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	202 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1609270013015000
Street Address	405 SHOEMAKER DR
City	CARMEL
State	IN
Zip	46032-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .47, SECTION 27, TOWNSHIP 18, RANGE 3, SPRING FARMS, SECTION 1, LOT 15
Legal Range	03
Legal Township	18
Legal Section	27
Legal Subdivision	SPRING FARMS SECTION ONE
Legal Block	1
Legal Lot Number	15
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3001
Census Tract	110909

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Aug 11, 2010 · Amount on Record
Deed Document Number	2024009472
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 21, 2024
Property Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793
Document Number	0000009472
Map Reference	CAB 1 SL 451
Instrument Date	Mar 19, 2024
Instrument	2024009472
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793

Mortgage

Document Number	0000009473
Date	Mar 21, 2024
Instrument	2024009473

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793

Mortgage

Document Number	0000000184
Date	Jan 3, 2022
Instrument	2022000184

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049025
Date	Oct 16, 2018
Instrument	2018049025

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	405 SHOEMAKER DR, CARMEL, IN 46032-9793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091374
Date	Dec 14, 2020
Instrument	2020091374

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$659,800 (-0.17%) Land $134,600 Building $525,200	$659,800 (-0.17%) Land $134,600 Building $525,200
2024	$7,705.00 (+34.94%)	$660,900 (+27.07%) Land $134,600 Building $526,300	$660,900 (+27.07%) Land $134,600 Building $526,300
2023	$5,710.00 (+10.87%) Homeowner's exemption	$520,100 (+15.02%) Land $134,600 Building $385,500	$520,100 (+15.02%) Land $134,600 Building $385,500
2022	$5,150.00 Homeowner's exemption	$452,200 Land $79,400 Building $372,800	$452,200 Land $79,400 Building $372,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Shoemaker Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures