403 Shoemaker Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 403 Shoemaker Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,444 sqft · built 1996
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$662,200 (Jul 2022)
Tax Bill	$8,662 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-27-013-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-27-013-016.000-018`
Alternative APN	`1609270013016000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,444 sqft Living Area
1st Floor Area	2,379 sqft
Attic	Attic
Attic Area	759 sqft
Basement Area	1,429 sqft
Finished Basement	1,306 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1609270013016000
Street Address	403 SHOEMAKER DR
City	CARMEL
State	IN
Zip	46032-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .47, SECTION 27, TOWNSHIP 18, RANGE 3, SPRING FARMS, SECTION 1, LOT 16
Legal Range	03
Legal Township	18
Legal Section	27
Legal Subdivision	SPRING FARMS SEC 01
Legal Block	1
Legal Lot Number	16
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3001
Census Tract	110909

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	403 SHOEMAKER DR, CARMEL, IN 46032-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2022034968
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	403 SHOEMAKER DR, CARMEL, IN 46032-9793
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SHOEMAKER DR, CARMEL, IN 46032-9793

Mortgage

Document Number	0000055442
Date	Dec 22, 2025
Instrument	2025055442

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 13, 2022
Property Address	403 SHOEMAKER DR, CARMEL, IN 46032-9793
Document Number	0000034968
Map Reference	CAB1SL451DOC9435567
Instrument Date	Jul 11, 2022
Instrument	2022034968
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SHOEMAKER DR, CARMEL, IN 46032-9793

Mortgage

Document Number	0000034969
Date	Jul 13, 2022
Instrument	2022034969

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$752,900 (-0.57%) Land $134,600 Building $618,300	$752,900 (-0.57%) Land $134,600 Building $618,300
2024	$8,662.00 (+31.96%)	$757,200 (+28.19%) Land $134,600 Building $622,600	$757,200 (+28.19%) Land $134,600 Building $622,600
2023	$6,564.00 (+9.75%) Homeowner's exemption	$590,700 (+12.71%) Land $134,600 Building $456,100	$590,700 (+12.71%) Land $134,600 Building $456,100
2022	$5,981.00 Homeowner's exemption	$524,100 Land $79,400 Building $444,700	$524,100 Land $79,400 Building $444,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon, Xfinity.

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