405 Shepherds Way, Morrow, OH 45152 Property Records

Warren County property record for 405 Shepherds Way, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,092 sqft · built 2018
Lot Size	0.287 acres (12,523 sqft)
Owner	Individual Name on Record
Last Sale	$306,200 (Dec 2018)
Tax Bill	$7,649 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-32-343-028-0`

Property Details

APN / Parcel Number

Primary APN	`13-32-343-028-0`
Alternative APNs	`1332343028` `6811185`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,092 sqft Living Area
2nd Floor Area	1,282 sqft

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Lot Area	12,523 sqft (0.287 acres)
Garage Area	116 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	6811185
Street Address	405 SHEPHERDS WAY
City	MORROW
State	OH
Zip	45152-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPHERDS CROSSING 2 #36
Legal Subdivision	SHEPHERDS CROSSING 2
Legal Block	343
Legal Lot Number	36
Jurisdiction	WARREN OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	32100

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 SHEPHERDS WAY, MORROW, OH 45152-7946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Aug 22, 2019	Deed of Trust, Mortgage UNION SVGS
Dec 28, 2018	Survivorship Deed, Transfer · Conventional Mortgage AURGROUP FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	0000036976
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	405 SHEPHERDS WAY, MORROW, OH 45152-7946
Document Number	0000004150
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 SHEPHERDS WAY MORROW OH 451527946, MORROW, OH 45152-7946

Mortgage

Document Number	0000004150
Date	Jan 27, 2021
Instrument	4150

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	405 SHEPHERDS WAY, MORROW, OH 45152-7946
Document Number	0000024261
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 SHEPHERDS WAY MORROW OH 451527946, MORROW, OH 45152-7946

Mortgage

Document Number	0000024261
Date	Aug 27, 2019
Instrument	24261

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

December 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Dec 28, 2018
Property Address	405 SHEPHERDS WAY, MORROW, OH 45152-7946
Document Number	0000036976
Map Reference	MB 95 PG 44&45
Instrument Date	Nov 27, 2018
Instrument	2018-036976
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 SHEPHERDS WAY, MORROW, OH 45152-7946

Mortgage

Document Number	0000036977
Date	Dec 28, 2018
Instrument	2018-036977

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Union Township
Municipality	South Lebanon City
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,649.00 (+11.05%)	$152,177 (+25.87%) Land $28,000 Building $124,177	$434,790 (+25.87%) Land $80,000 Building $354,790
2023	$6,888.00 (+1.07%) Homeowner's exemption	$120,901 (-) Land $19,775 Building $101,126
2022	$6,815.00 Homeowner's exemption	$120,901 Land $19,775 Building $101,126	$345,430 (-) Land $56,500 Building $288,930
2021			$345,430 Land $56,500 Building $288,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	41 (1995–2018)
Claims Outside the SFHA	6 of 41
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH LEBANON CITY PWS serves 7,792 people · EPA ID OH8301312
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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