405 Scott St, Ward, AR 72176 Property Records

Lonoke County property record for 405 Scott St, Ward, AR 72176

Property Summary

Property Type	Apartments (5+ Units)
Details	1 ba · 7,110 sqft · built 2008
Owner	Company Name on Record
Last Sale	$500,000 (Feb 2024)
Tax Bill	$4,287 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-02501-000`

Property Details

APN / Parcel Number

Primary APN	`800-02501-000`
Alternative APN	`38220`

Interior

Full Baths	1 Bath
Units	7 Units
Stories	1 Story
Building Area	7,110 sqft Total Area
1st Floor Area	7,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	405 SCOTT ST
City	WARD
State	AR
Zip	72176-9630
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	E1/2 OF N1/2 OF BLK 25
Legal Range	09W
Legal Township	05N
Legal Section	27
Legal Subdivision	OT WARD
Legal Block	25
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1032
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2771 MERRICK AVE, MERRICK, NY 11566-4625
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK
Oct 29, 2020	Warranty Deed, Transfer · Conventional with PMI RELYANCE BK NA
Jun 24, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST AR BK&TR
Feb 3, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST AR BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	2024-01664
Deed Book / Page	2024 / 1664
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	405 SCOTT ST, WARD, AR 72176-9630
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2771 MERRICK AVE, MERRICK, NY 11566-4625

Mortgage

Document Number	0000001665
Date	Feb 29, 2024
Book Page	2024/1665
Instrument	2024-01665

Lender

Name	SOUTHERN BANK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 29, 2020
Property Address	405 SCOTT ST, WARD, AR 72176-9630
Document Number	0000012461
Instrument Date	Oct 16, 2020
Instrument	12461
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3021 QUARTER HORSE LN BENTON AR 720155079, BENTON, AR 72015-5079

Mortgage

Document Number	12462
Date	Oct 29, 2020
Instrument	12462

Lender

Name	RELYANCE BK NA
Type	Bank
Address	BRYANT, AR 72022

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Oct 28, 2025

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 24, 2019
Property Address	405 SCOTT ST, WARD, AR 72176-9630
Instrument Date	Jun 20, 2019
Instrument	6042
Transaction Type	Construction Loan
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	736 BLAKE AVE CABOT AR 720237735, CABOT, AR 72023-7735

Mortgage

Document Number	0000006042
Date	Jun 24, 2019
Instrument	6042

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2020

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	405 SCOTT ST, WARD, AR 72176-9630
Document Number	0000001335
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	736 BLAKE AVE CABOT AR 720237735, CABOT, AR 72023-7735

Mortgage

Document Number	0000001335
Date	Feb 6, 2017
Instrument	1335

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Feb 5, 2022

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,230 (-) Land $12,000 Building $72,230
2024	$4,287.00
2023	$4,287.00	$84,230 Land $12,000 Building $72,230	$421,150 Land $60,000 Building $361,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Scott St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures