402 Scott St, Ward, AR 72176 Property Records

Lonoke County property record for 402 Scott St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,195 sqft
Owner	Individual Name on Record
Last Sale	$55,000 (May 2020)
Tax Bill	$664 (2024)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-02603-000`

Property Details

APN / Parcel Number

Primary APN	`800-02603-000`
Alternative APN	`38224`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft
Flooring	Hardwood

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 SCOTT ST
City	WARD
State	AR
Zip	72176-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:OFBLK BLK:26 CITY/MUNI/TWP:WARD SUBD:OT WARD SEC/TWN/RNG/MER:SEC 27 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	27
Legal Subdivision	OT WARD
Legal Block	26
Legal Lot Number	OFBLK
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1031
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 SCOTT ST, WARD, AR 72176-9514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 28, 2020	Warranty Deed, Transfer LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW
Sep 6, 2018	Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	2020-05262
Deed Book / Page	2020 / 5262
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	402 SCOTT ST, WARD, AR 72176-9514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000840
Date	Jan 20, 2021
Book Page	2021/840
Instrument	2021-00840

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 28, 2020
Property Address	402 SCOTT ST, WARD, AR 72176-9514
Document Number	0000005262
Instrument Date	May 19, 2020
Instrument	5262
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SCOTT ST WARD AR 721769514, WARD, AR 72176-9514

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	402 SCOTT ST, WARD, AR 72176-9514
Document Number	0000008997
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2407 E HIGHWAY 89 CABOT AR 720237955, CABOT, AR 72023-7955

Mortgage

Document Number	0000008997
Date	Sep 14, 2018
Instrument	8997

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	CABOT, AR 72023

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 13, 2023

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,060 (-) Land $1,200 Building $11,860
2024	$664.00
2023	$664.00	$13,060 Land $1,200 Building $11,860	$65,300 Land $6,000 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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