Morgan County property record for 405 Sally St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,220 sqft · built 2002 |
| Lot Size | 0.207 acres (9,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,000 (Sep 2020) |
| Tax Bill | $2,007 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-142-23-014 |
| Primary APN | 1223-142-23-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,220 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,038 sqft (0.207 acres) |
| Lot Dimensions | 125 ft deep x 72.3 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 SALLY ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HILLSIDE 3RD ADD WI BLOCK 02 LOT 14 |
| Legal Subdivision | HILLSIDE 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 200 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 SALLY ST, WIGGINS, CO 80654-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2020 | Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Feb 22, 2005 |
| Deed Document Number | 2020927604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Sep 17, 2020 |
| Property Address | 405 SALLY ST, WIGGINS, CO 80654-1412 |
| Document Number | 0000927604 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 927604 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | EQUITY TITLE OF COLORADO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SALLY ST, WIGGINS, CO 80654-1412 |
| Document Number | 0000927605 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 927605 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Number | 0000927606 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 927606 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 405 SALLY ST, WIGGINS, CO 80654-1412 |
| Document Number | 0000920011 |
| Instrument Date | Aug 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 405 SALLY ST WIGGINS CO 806541412, WIGGINS, CO 80654-1412 |
| Document Number | 0000920011 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 920011 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 12, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 405 SALLY ST, WIGGINS, CO 80654-1412 |
| Document Number | 0000914306 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 SALLY ST WIGGINS CO 806541412, WIGGINS, CO 80654-1412 |
| Document Number | 0000914306 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 914306 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 18, 2033 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,007.00 (-6.69%) | $19,550 (-3.88%) Land $3,210 Building $16,340 | $312,800 (+3.03%) Land $51,400 Building $261,400 |
| 2024 | $2,151.00 | $20,340 (-15.36%) Land $2,680 Building $17,660 | $303,600 (-15.34%) Land $40,000 Building $263,600 |
| 2023 | $2,151.00 (+14.23%) | $24,030 (+37.71%) Land $3,170 Building $20,860 | $358,600 (+42.78%) Land $47,250 Building $311,350 |
| 2022 | $1,883.00 | $17,450 Land $2,770 Building $14,680 | $251,150 Land $39,900 Building $211,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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