Morgan County property record for 315 Sally St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,120 sqft · built 1995 |
| Lot Size | 0.205 acres (8,925 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,500 (Oct 2007) |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1223-142-22-011 |
| Primary APN | 1223-142-22-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,120 sqft Total Area |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 464 sqft |
| Unfinished Basement | 64 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,925 sqft (0.205 acres) |
| Lot Dimensions | 125 ft deep x 71.4 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Patio Area | 120 sqft |
| Utility Building | 864 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 315 SALLY ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HILLSIDE 3RD ADD WI BLOCK 01 LOT 11 |
| Legal Subdivision | HILLSIDE 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 200 |
Source: Morgan County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 SALLY ST, WIGGINS, CO 80654-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Line of Credit FMS BANK |
| Dec 20, 2017 | Deed of Trust, Mortgage · ARM FMS BANK |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FMS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2007 · Amount on Record |
| Deed Sale | Oct 1, 2007 · Amount on Record |
| Prior Sale | Apr 10, 2007 |
| Deed Document Number | 2007845478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Sep 18, 2026 |
| Property Address | 315 SALLY ST, WIGGINS, CO 80654-1405 |
| Document Number | 0000964188 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026964188 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 315 SALLY ST, WIGGINS, CO 80654-1405 |
| Document Number | 0000964188, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 2026964188 |
| Name | FMS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 18, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 315 SALLY ST, WIGGINS, CO 80654-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | EQUITY TITLE OF COLORADO |
| Name | Verified Name |
|---|
| Document Number | 0000909500 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 909500 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | FORT MORGAN, CO 80701 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 315 SALLY ST, WIGGINS, CO 80654-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000922623 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 922623 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Address | FORT MORGAN, CO 80701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,492.00 (-6.17%) | $24,280 (-3.34%) Land $3,060 Building $21,220 | $388,450 (+3.63%) Land $48,950 Building $339,500 |
| 2024 | $2,656.00 | $25,120 (-12.81%) Land $2,630 Building $22,490 | $374,860 (-12.79%) Land $39,240 Building $335,620 |
| 2023 | $2,656.00 (+20.4%) | $28,810 (+40.95%) Land $3,020 Building $25,790 | $429,860 (+46.15%) Land $45,000 Building $384,860 |
| 2022 | $2,206.00 | $20,440 Land $2,640 Building $17,800 | $294,120 Land $38,000 Building $256,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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