405 Saddlebrook Ln, Hanson, KY 42413 Property Records

Hopkins County property record for 405 Saddlebrook Ln, Hanson, KY 42413

Property Summary

Property Type	Single Family Home
Details	1,482 sqft · built 1994
Lot Size	5.07 acres (221,285 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2011)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Jul 2018 Construction Loan Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP-76-23E`

Property Details

APN / Parcel Number

Primary APN	`MAP-76-23E`
Alternative APN	`41489`

Interior

Stories	2 Stories
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Metal
Lot Area	221,285 sqft (5.07 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	41489
Street Address	405 SADDLEBROOK LN
City	HANSON
State	KY
Zip	42413-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:SHAKERAG ACRES
Legal Subdivision	SHAKERAG ACRES
Jurisdiction	HOPKINS KY
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1014
Census Tract	970200

Owner

405 Saddlebrook Ln is owned and occupied by an individual who bought it in October 2011.

Source: Hopkins County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 SADDLEBROOK LN, HANSON, KY 42413-9639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2011 · Amount on File
Deed Sale	Oct 26, 2011 · Amount on File
Prior Sale	Jan 20, 2006 · Amount on File
Deed Document Number	2011019812
Deed Book / Page	704 / 711
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	405 SADDLEBROOK LN, HANSON, KY 42413-9639
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001218/538
Date	Jul 6, 2018
Book Page	1218/538
Instrument	2018007628

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jun 29, 2019

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	405 SADDLEBROOK LN, HANSON, KY 42413-9639
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001268/352
Date	Mar 27, 2020
Book Page	1268/352
Instrument	2020003045

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HANSON, KY 42413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 31, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	405 SADDLEBROOK LN, HANSON, KY 42413-9639
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001248/561
Date	Aug 13, 2019
Book Page	1248/561
Instrument	2019008479

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Saddlebrook Ln was $1,576.

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00	$153,700	$153,700
2023	$1,444.00	$139,000	$139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Saddlebrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Saddlebrook Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HOPKINS WATER DISTRICT serves 3,725 people · EPA ID KY0540138
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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