Hopkins County property record for 281 Saddlebrook Ln, Hanson, KY 42413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1985 |
| Lot Size | 5.07 acres (221,285 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP-76-24E |
| Primary APN | MAP-76-24E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 221,285 sqft (5.07 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 45894 |
|---|---|
| Street Address | 281 SADDLEBROOK LN |
| City | HANSON |
| State | KY |
| Zip | 42413-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:1 CITY/MUNI/TWP:COUNTY SUBD:SHAKERAG ACRES |
| Legal Subdivision | SHAKERAG ACRES |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970200 |
Source: Hopkins County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 SADDLEBROOK LN, HANSON, KY 42413-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage THE SACRAMENTO DEPOSIT BANK |
| May 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000732347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 281 SADDLEBROOK LN, HANSON, KY 42413-9639 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 281 SADDLEBROOK LN, HANSON, KY 42413-9639 |
| Document Number | MTG1490/291 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | MTG 1490/291 |
| Instrument | 2025007705 |
| Name | THE SACRAMENTO DEPOSIT BANK |
|---|---|
| Type | Bank |
| Address | 335 MAIN ST, SACRAMENTO, KY 42372 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 281 SADDLEBROOK LN, HANSON, KY 42413-9639 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 281 SADDLEBROOK LN, HANSON, KY 42413-9639 |
| Document Number | MTG1373/314 |
|---|---|
| Date | May 27, 2022 |
| Book Page | MTG 1373/314 |
| Instrument | 2022006071 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 (+10.79%) | $205,900 (+12.33%) | $205,900 (+12.33%) |
| 2023 | $1,890.00 | $183,300 | $183,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH HOPKINS WATER DISTRICT serves 3,725 people · EPA ID KY0540138 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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