405 S Thomas St, Ottawa, OH 45875 Property Records

Putnam County property record for 405 S Thomas St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 1975
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2021)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-098080.0000`

Property Details

APN / Parcel Number

Primary APN	`32-098080.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,568 sqft Living Area
1st Floor Area	2,568 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 S THOMAS ST
City	OTTAWA
State	OH
Zip	45875-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 7E 27 SEPT SPT LOT 2 EX NMDPT
Legal Range	7E
Legal Township	1N
Legal Section	27
Legal Subdivision	ANNA LORETTA RECHTINE THIRD PLATTING
Legal Lot Number	2
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1034
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 S THOMAS ST, OTTAWA, OH 45875-2068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC
Jun 27, 2018	Affidavit, Transfer
Jun 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Deed Document Number	20212599
Deed Book / Page	734 / 4
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	00700/1722
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM OH
Recording Date	May 13, 2021
Property Address	405 S THOMAS ST, OTTAWA, OH 45875-2068
Document Number	734/4
Book / Page	734 / 4
Instrument Date	Mar 16, 2021
Instrument	202100002599
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 S THOMAS ST, OTTAWA, OH 45875-2068

Mortgage

Document Number	202100002600
Date	May 13, 2021
Instrument	202100002600

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	PUTNAM OH
Recording Date	Jun 27, 2018
Property Address	405 S THOMAS ST, OTTAWA, OH 45875-2068
Document Number	00700/1719
Book / Page	700 / 1719
Instrument Date	Jun 18, 2018
Instrument	201800002890
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Jun 27, 2018
Property Address	405 S THOMAS ST, OTTAWA, OH 45875-2068
Document Number	00700/1722
Book / Page	700 / 1722
Instrument Date	Jun 18, 2018
Instrument	201800002891
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	405 S THOMAS ST, OTTAWA, OH 45875-2068

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,155.00 (+2.54%) Homeowner's exemption	$125,980 (-) Land $16,290 Building $109,690	$359,940 (-) Land $46,540 Building $313,400
2024	$4,052.00 (-0.52%) Homeowner's exemption	$125,980 (+28.39%) Land $16,290 Building $109,690
2023	$4,073.00 (+13.26%) Homeowner's exemption Additional exemption filed	$98,120 (-) Land $11,480 Building $86,640	$359,940 (+28.39%) Land $46,540 Building $313,400
2022	$3,596.00 Homeowner's exemption	$98,120 Land $11,480 Building $86,640
2020			$280,340 Land $32,800 Building $247,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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