325 S Thomas St, Ottawa, OH 45875 Property Records

Putnam County property record for 325 S Thomas St, Ottawa, OH 45875

Property Summary

Property Type	Residential
Details	1 ba · built 2000
Lot Size	0.573 acres (24,960 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Apr 2002)
Tax Bill	$118 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-068141.0100`

Property Details

APN / Parcel Number

Primary APN	`32-068141.0100`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	24,960 sqft (0.573 acres)
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Street Address	325 S THOMAS ST
City	OTTAWA
State	OH
Zip	45875-2058
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	OL 00010 SMDPT
Legal Lot Number	10
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1034
Census Tract	30302

Owner

325 S Thomas St, a residential property, is owned and occupied by two individuals who bought it in April 2002.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 S THOMAS ST, OTTAWA, OH 45875-2058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Jul 24, 2017	Deed of Trust, Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2002 · Amount on File
Deed Sale	Apr 5, 2002 · Amount on File
Deed Document Number	200271
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	325 S THOMAS ST, OTTAWA, OH 45875-2058
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00743/2125
Date	Feb 25, 2022
Book Page	743/2125
Instrument	202200000822

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Feb 8, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	325 S THOMAS ST, OTTAWA, OH 45875-2058
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003056
Date	Jul 24, 2017
Book Page	690/2478
Instrument	201700003056

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	82 Months
Due	May 26, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 325 S Thomas St was $118, up 2.6% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 (+2.61%)	$3,430 (-) Land $1,880 Building $1,550	$9,800 Land $5,370 Building $4,430
2024	$115.00 (-8.73%)	$3,430 (+1.18%) Land $1,880 Building $1,550
2023	$126.00 Additional exemption filed	$3,390 (-) Land $1,470 Building $1,920	$9,800 Land $5,370 Building $4,430
2022	$126.00	$3,390 Land $1,470 Building $1,920
2020			$9,690 Land $4,200 Building $5,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 325 S Thomas St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 S Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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