405 S Main St, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 405 S Main St, Spaulding, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,378 sqft)
Owner	Company Name on Record
Last Sale	$92,000 (Feb 2021)
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15-04.0-428-025`

Property Details

APN / Parcel Number

Primary APN	`15-04.0-428-025`
Alternative APN	`15040428025 (CHECK DIGIT = 4)`

Exterior

Lot Area	14,378 sqft (0.33 acres)

Location & Zoning

Account Number	15040428025
Street Address	405 S MAIN ST
City	SPAULDING
State	IL
Zip	62561-6090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 EXCEPT W 101.00' VILLAGE OF SPAULDING RIVERTON COAL CO SUB NE 1/4 SE 1/4 4-16-4
Legal Range	04
Legal Township	16
Legal Section	04
Legal Subdivision	RIVERTON COAL CO SUB
Legal Lot Number	20
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2002
Census Tract	3802

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	102 OAK ST, SPAULDING, IL 62561-9768
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage INB NA
Mar 6, 2020	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	20212827
Last Transfer Date	Oct 7, 2024
Transfer Doc	2024R17021
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 1, 2021
Property Address	405 S MAIN ST, SPAULDING, IL 62561-6090
Document Number	2021R02827
Map Reference	BK 71 PG 572
Instrument Date	Jan 29, 2021
Instrument	2021R02827
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S MAIN ST, SPAULDING, IL 62561-6090

Mortgage

Document Number	2021R02828
Date	Feb 1, 2021
Instrument	2021R02828

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 6, 2020
Property Address	405 S MAIN ST, SPAULDING, IL 62561-6090
Document Number	2020R04766
Map Reference	BK 71 PG 572
Instrument Date	Mar 5, 2020
Instrument	2020R04766
Transaction Type	Foreclosure
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OAK ST, SPAULDING, IL 62561-9768

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Spaulding Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00 (+70.93%)	$36,983 (+23.69%) Land $6,082 Building $30,901	$110,949 (+23.69%) Land $18,246 Building $92,703
2022	$1,297.00 Homeowner's exemption Senior Citizen's exemption	$29,899 Land $4,917 Building $24,982	$89,697 Land $14,751 Building $74,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2002)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2002 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERTON serves 4,279 people · EPA ID IL1670950
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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