231 S Main St, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 231 S Main St, Spaulding, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	0.86 acres (37,426 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Sep 2008)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-04.0-427-013`

Property Details

APN / Parcel Number

Primary APN	`15-04.0-427-013`
Alternative APN	`15040427013 (CHECK DIGIT = 5)`

Exterior

Lot Area	37,426 sqft (0.86 acres)
Lot Dimensions	140 ft deep x 267 ft wide

Location & Zoning

Account Number	15040427013
Street Address	231 S MAIN ST
City	SPAULDING
State	IL
Zip	62561-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF SPAULDING RIVERTON COAL CO SUB NE 1/4 SE 1/4 PT LOT 1 140 X 267.33 4-16-4
Legal Range	04
Legal Township	16
Legal Section	04
Legal Subdivision	RIVERTON COAL CO SUB
Legal Lot Number	1,140
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2000
Census Tract	3802

Owner

Source: Sangamon County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 20005, OWENSBORO, KY 42304-0005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2008 · Amount on Record
Deed Sale	Sep 25, 2008 · Amount on Record
Prior Sale	Aug 29, 2007 · Amount on Record
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Jun 25, 2026
Property Address	231 S MAIN ST, SPAULDING, IL 62561-6060
Document Number	0000011275
Instrument Date	Jun 20, 2026
Instrument	202611275
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S MAIN ST, SPAULDING, IL 62561-6060
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011275,
Date	Jun 25, 2026
Instrument	202611275

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	231 S MAIN ST, SPAULDING, IL 62561-6060
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R33417
Date	Dec 10, 2021
Instrument	2021R33417

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2031

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	231 S MAIN ST, SPAULDING, IL 62561-6060
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02542
Date	Feb 14, 2019
Instrument	2019R02542

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 25, 2024

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	231 S MAIN ST, SPAULDING, IL 62561-6060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02542
Date	Feb 14, 2019
Instrument	2019R02542

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 25, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Spaulding Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 (+10.88%)	$60,218 (+23.69%) Land $9,207 Building $51,011	$180,654 (+23.69%) Land $27,621 Building $153,033
2022	$2,931.00 Homeowner's exemption	$48,684 Land $7,443 Building $41,241	$146,052 Land $22,329 Building $123,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2002)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2002 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERTON serves 4,279 people · EPA ID IL1670950
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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