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405 S Main St, Dobson, NC 27017 Property Records

Surry County property record for 405 S Main St, Dobson, NC 27017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1949
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$1,414 (2026)
Deeds & MortgagesJun 2021 Reverse Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN4996-10-35-6865

Property Details

APN / Parcel Number

Primary APN4996-10-35-6865
Alternative APN
  • 100112521

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,374 sqft
Basement Area160 sqft
Unfinished Basement160 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area24,829 sqft (0.57 acres)
Lot Width97 ft Width
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100112521
Street Address405 S MAIN ST
CityDOBSON
StateNC
Zip27017-8430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionS MAIN ST
Legal SubdivisionDOBSON-S MAIN/N MAIN RESIDENTIAL
JurisdictionSURRY NC
Township / Civil DivisionDOBSON
Census Block Group1
Census Block1031
Census Tract931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 S MAIN ST, DOBSON, NC 27017-8430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Reverse Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 28, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2018
Deed SaleDec 28, 2018
Prior SaleApr 1, 2001 · Amount on Record
Deed Document Number2018659953
Deed Book / Page1655 / 821
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address405 S MAIN ST, DOBSON, NC 27017-8430
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001768/479
DateJun 29, 2021
Book Page1768/479
Instrument685521
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateDec 28, 2018
Property Address405 S MAIN ST, DOBSON, NC 27017-8430
Document Number001655/821
Book / Page1655 / 821
Instrument DateDec 28, 2018
Instrument659953
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3976 OLD HIGHWAY 601, MOUNT AIRY, NC 27030-4939

Mortgage

Document Number001655/825
DateDec 28, 2018
Book Page1655/825
Instrument659954
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityDobson Town
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,414.00 (+12.04%)$106,140 (-16.99%) Land $13,000 Building $93,140$106,140 (-16.99%) Land $13,000 Building $93,140
2025$1,262.00 (+115.73%)$127,860 (+20.46%) Land $13,000 Building $114,860$127,860 (+20.46%) Land $13,000 Building $114,860
2023$585.00$106,140 Land $13,000 Building $93,140$106,140 Land $13,000 Building $93,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DOBSON
serves 2,615 people · EPA ID NC0286030
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber		2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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