Surry County property record for 401 S Main St, Dobson, NC 27017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,682 sqft · built 1940 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jan 2024) |
| Tax Bill | $3,004 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4996-10-35-6925 |
| Primary APN | 4996-10-35-6925 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Width | 118 ft Width |
| Garage Area | 720 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | Deck Area |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 100128556 |
|---|---|
| Street Address | 401 S MAIN ST |
| City | DOBSON |
| State | NC |
| Zip | 27017-8430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 401 S MAIN ST |
| Legal Subdivision | DOBSON-S MAIN/N MAIN RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 931002 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FEDERAL CREDIT UNTION |
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 28, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FOUNDERS FEDERAL CREDIT UNION |
| Feb 11, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Prior Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 2024712314 |
| Deed Book / Page | 1880 / 435 |
| Prior Transfer Date | Sep 19, 2007 |
| Prior Transfer Doc | 01212/0299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001631/0000001087 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 0000001631/0000001087 |
| Instrument | 000000654178 |
| Name | LOCAL GOVERNMENT FEDERAL CREDIT UNTION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Jan 8, 2024 |
| Property Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 001880/435 |
| Book / Page | 1880 / 435 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 712314 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0000712315 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 712315 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 28, 2022 |
| Property Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 001834/528 |
| Book / Page | 1834 / 528 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 700520 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0000700521 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 700521 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Nov 5, 2029 |
| Max Rate At Change | 1.7% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Feb 11, 2020 |
| Property Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 001699/152 |
| Book / Page | 1699 / 152 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 670325 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0000670326 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 670326 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001699/152 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 1699/152 |
| Instrument | 670325 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Dobson Town |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,004.00 (+20.02%) | $228,560 (-11.91%) Land $15,600 Building $212,960 | $228,560 (-11.91%) Land $15,600 Building $212,960 |
| 2025 | $2,503.00 (+175.66%) | $259,470 (+44.23%) Land $15,600 Building $243,870 | $259,470 (+44.23%) Land $15,600 Building $243,870 |
| 2023 | $908.00 | $179,900 Land $15,600 Building $164,300 | $179,900 Land $15,600 Building $164,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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