Bureau County property record for 405 S Main Ave, Ladd, IL 61329
| Property Type | Single Family Home |
|---|---|
| Details | built 1948 |
| Lot Size | 0.291 acres (12,717 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-15-101-009 |
| Primary APN | 18-15-101-009 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 12,717 sqft (0.291 acres) |
| Account Number | 1815101009 |
|---|---|
| Street Address | 405 S MAIN AVE |
| City | LADD |
| State | IL |
| Zip | 61329-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADD-SST PT NW NW B 1088 P 264 D 02-8519 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 15 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 965100 |
Source: Bureau County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 S MAIN AVE, LADD, IL 61329-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 405 S MAIN AVE, LADD, IL 61329-9749 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R03417 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022R03417 |
| Name | EUREKA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Ladd Village |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Ladd Community Consolidated School District 94 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,872.00 (+11.97%) | $43,922 (+15.77%) Land $4,408 Building $39,514 | $131,766 (+15.77%) Land $13,224 Building $118,542 |
| 2023 | $37,939 Land $3,807 Building $34,132 | $113,817 Land $11,421 Building $102,396 | |
| 2022 | $3,458.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADD serves 1,263 people · EPA ID IL0110450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: IVNet.
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