Bureau County property record for 401 S Main Ave, Ladd, IL 61329
| Property Type | Single Family Home |
|---|---|
| Details | built 1954 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-15-101-001 |
| Primary APN | 18-15-101-001 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 62 ft deep x 127 ft wide |
| Account Number | 1815101001 |
|---|---|
| Street Address | 401 S MAIN AVE |
| City | LADD |
| State | IL |
| Zip | 61329-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADD-SST PT NW NW 127.5X62 B 1088 P 247 D 02-8515 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 15 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 965100 |
Source: Bureau County records · APN 18-15-101-001
Assessment roll updated May 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 S MAIN AVE, LADD, IL 61329-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 401 S MAIN AVE, LADD, IL 61329-9749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R00952 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 2018R00952 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 401 S MAIN AVE, LADD, IL 61329-9749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019R02952 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019R02952 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Ladd Village |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Ladd Community Consolidated School District 94 (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (+13.3%) | $32,931 (+15.77%) Land $3,926 Building $29,005 | $98,793 (+15.77%) Land $11,778 Building $87,015 |
| 2023 | $28,445 Land $3,391 Building $25,054 | $85,335 Land $10,173 Building $75,162 | |
| 2022 | $2,413.00 |
Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119651001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 85 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: Connecting Point Computer Center.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LADD serves 1,263 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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