405 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 405 S Emerald Dr, McHenry, IL 60051

Property Summary

Property TypeExempt (Full or Partial)
Details2 bd · 1,336 sqft · built 1935
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on Record
Last Sale$295,000 (Dec 2011)
Flood ZoneZone X (minimal risk)
APN14-01-126-026

Property Details

APN / Parcel Number

Primary APN14-01-126-026

Interior

Bedrooms2 Beds
Stories1 Story
Building Area1,336 sqft
Gross Area2,004 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleRanch
Foundation TypeRaised
Lot Area13,068 sqft (0.3 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 S EMERALD DR
CityMCHENRY
StateIL
Zip60051-3303
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionDOC 2011R0052481 LT 27 EMERALD PARK
Legal Range08E
Legal Township44N
Legal Section01
Legal SubdivisionEMERALD PARK
Legal Block126
Legal Lot Number27
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1033
Census Tract870811

Owner

Source: McHenry County records, as of June 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16111 NELSON RD, WOODSTOCK, IL 60098-9533
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2011 · Amount on Record
Deed SaleDec 27, 2011 · Amount on Record
Prior SaleJul 16, 2002
Deed Document Number2011R0052481
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax Bill
2022Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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