403 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 403 S Emerald Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,064 sqft · built 1910
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (May 2015)
Flood ZoneZone X (minimal risk)
APN14-01-126-025

Property Details

APN / Parcel Number

Primary APN14-01-126-025

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions155 ft deep x 66 ft wide
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address403 S EMERALD DR
CityMCHENRY
StateIL
Zip60051-9381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2015R0018011 LT 26 EMERALD PARK & LT 26 SUTTONS ADDN
Legal Range08E
Legal Township44N
Legal Section01
Legal SubdivisionSUTTONS ADD
Legal Block126
Legal Lot Number26
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1033
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address403 S EMERALD DR, MCHENRY, IL 60051-9381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Prior SaleMay 15, 2014
Deed Document Number2015R0018011
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$120,363 Land $20,895 Building $99,468$361,089 Land $62,685 Building $298,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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