St. Croix County property record for 405 S Division St, Roberts, WI 54023 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2025) |
| Tax Bill | $4,037.00 (2025) |
| Primary APN | 176-1004-95-000 |
|---|---|
| Alternative APNs |
|
| Street Address | 405 S DIVISION ST |
|---|---|
| City | ROBERTS |
| State | WI |
| Zip | 54023-9628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 22 T29N R18W PT SW SW COM 303.6' N & 33' W OF SE COR OF SW SW SEC 22 TH W 150 FT N 105' E 150' S 105' TO POB VIL ROBERTS |
| Legal Range | 18W |
| Legal Township | 29N |
| Legal Section | 22 |
| Jurisdiction | ST CROIX WI |
| Minor Civil Division | ROBERTS |
| Census Blockgroup | 4 |
| Census Block | 4035 |
| Census Tract | 121000 |
Source: St. Croix County records · APN 176-1004-95-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 S DIVISION ST, ROBERTS, WI 54023-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE OF ROBERTS |
| Oct 21, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST COLONY MORTGAGE CORP |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Deed Doc Number | 1199210 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 405 S DIVISION ST, ROBERTS, WI 54023-9628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 S DIVISION ST, ROBERTS, WI 54023-9628 |
| Document Number | 0001195568 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 1195568 |
| Name | VILLAGE OF ROBERTS |
|---|---|
| Type | Government Agency |
| Address | ROBERTS, WI 54023 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Oct 21, 2025 |
| Property Address | 405 S DIVISION ST, ROBERTS, WI 54023-9628 |
| Document Number | 0001199210 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 1199210 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001199211 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 1199211 |
| Name | FIRST COLONY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 405 S DIVISION ST, ROBERTS, WI 54023-9628 |
| Document Number | 0001097658 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 405 S DIVISION ST ROBERTS WI 540239628, ROBERTS, WI 54023-9628 |
| Document Number | 0001097658 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 1097658 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MENOMONIE, WI 54751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 405 S DIVISION ST, ROBERTS, WI 54023-9628 |
| Document Number | 0001043213 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 405 S DIVISION ST ROBERTS WI 540239628, ROBERTS, WI 54023-9628 |
| Document Number | 0001043213 |
|---|---|
| Date | Feb 07, 2017 |
| Instrument | 1043213 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MENOMONIE, WI 54751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2047 |
Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | Roberts Village |
| Unified School District | St. Croix Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 (+23.49%) Homeowner's exemption | $258,400 (-) Land $46,500 Building $211,900 | $258,400 (-) Land $46,500 Building $211,900 |
| 2024 | $3,269.00 (-12.45%) Homeowner's exemption | $258,400 (+53.08%) Land $46,500 Building $211,900 | $258,400 (+53.08%) Land $46,500 Building $211,900 |
| 2023 | $3,734.00 Homeowner's exemption | $168,800 Land $36,100 Building $132,700 | $168,800 Land $36,100 Building $132,700 |
405 S Division St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Croix County (55109C), updated April 1, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in Wisconsin |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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