402 S Division St, Roberts, WI 54023 Property Records

St. Croix County property record for 402 S Division St, Roberts, WI 54023

Property Summary

Property Type	Single Family Home
Lot Size	0.281 acres (12,242 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2021)
Tax Bill	$3,532 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`176-1027-50-000`

Property Details

APN / Parcel Number

Primary APN	`176-1027-50-000`
Alternative APN	`22.29.18.174`

Exterior

Lot Area	12,242 sqft (0.281 acres)

Location & Zoning

Street Address	402 S DIVISION ST
City	ROBERTS
State	WI
Zip	54023-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 TEGELERS ADD VIL ROBERTS
Legal Range	18W
Legal Township	29N
Legal Section	22
Legal Subdivision	TEGELERS ADD
Legal Lot Number	5
Jurisdiction	ST CROIX WI
Township / Civil Division	ROBERTS
Census Block Group	4
Census Block	4038
Census Tract	121000

Owner

402 S Division St is owned and occupied by an individual who bought it in November 2021.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage SPIRE CU
Feb 22, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK
Nov 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 5, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Sep 20, 2017	Deed, Transfer · VA Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Feb 22, 2019
Deed Document Number	20211142381
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0001073795
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001097405
Date	Feb 18, 2020
Instrument	1097405

Lender

Name	FIRST NATIONAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001120076
Date	Jan 4, 2021
Instrument	1120076

Lender

Name	FIRST NATIONAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001121667
Date	Jan 25, 2021
Instrument	1121667

Lender

Name	FIRST NATIONAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 1, 2021
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Document Number	0001142381
Instrument Date	Nov 1, 2021
Instrument	1142381
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S DIVISION ST, ROBERTS, WI 54023-9628

Mortgage

Document Number	0001142382
Date	Nov 1, 2021
Instrument	1142382

Lender

Name	SPIRE CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 22, 2019
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Document Number	0001078095
Instrument Date	Feb 5, 2019
Instrument	1078095
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 110TH ST, NEW RICHMOND, WI 54017-6021

Mortgage

Document Number	0001078096
Date	Feb 22, 2019
Instrument	1078096

Lender

Name	FIRST NATIONAL COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 2, 2018
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Document Number	0001073795
Instrument Date	Sep 25, 2018
Instrument	1073795
Transaction Type	Foreclosure
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	402 S DIVISION ST ROBERTS WI 540239628, ROBERTS, WI 54023-9628
Investor	Possibly a Property Investor

November 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 5, 2018
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Document Number	0001073843
Instrument Date	Aug 1, 2018
Instrument	1073843
Transaction Type	Foreclosure
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$397.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 20, 2017
Property Address	402 S DIVISION ST, ROBERTS, WI 54023-9628
Document Number	0001054262
Instrument Date	Aug 23, 2017
Instrument	1054262
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	TITLESMART INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054263
Date	Sep 20, 2017
Instrument	1054263

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 402 S Division St was $3,532 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Roberts Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,532.00 Homeowner's exemption
2025	$3,532.00 Homeowner's exemption	$228,500 Land $38,300 Building $190,200	$228,500 Land $38,300 Building $190,200
2023	$3,162.00 (+1.7%) Homeowner's exemption	$145,400 (-) Land $29,800 Building $115,600	$145,400 (-) Land $29,800 Building $115,600
2022	$3,109.00 Homeowner's exemption	$145,400 Land $29,800 Building $115,600	$145,400 Land $29,800 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 S Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 S Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS WATERWORKS serves 1,872 people · EPA ID WI6560134
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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