San Joaquin County property record for 405 S Central Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1921 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Aug 2007) |
| Tax Bill | $2,937 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-194-120-000 |
| Primary APN | 047-194-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 047-194-12 |
|---|---|
| Street Address | 405 S CENTRAL AVE |
| City | LODI |
| State | CA |
| Zip | 95240-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LODI BARNHART MAP E3 30-34 BLK 7 LOT 11,12 |
| Legal Subdivision | LODI BARNHART TR |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4403 |
405 S Central Ave is owned and occupied by two individuals who acquired it in September 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 S CENTRAL AVE, LODI, CA 95240-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2007 · Amount on File |
| Deed Sale | Aug 24, 2007 · Amount on File |
| Prior Sale | Nov 25, 1998 · Amount on File |
| Deed Document Number | 2007151783 |
| Last Transfer Date | Sep 15, 2020 |
| Transfer Doc | 0000124198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 22, 2020 |
| Property Address | 405 S CENTRAL AVE, LODI, CA 95240-4103 |
| Document Number | 0000124198 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020-124198 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 S CENTRAL AVE, LODI, CA 95240-4103 |
| Document Number | 0000124199 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-124199 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 405 S Central Ave was $2,937 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,937.00 (+0.38%) | ||
| 2025 | $2,926.00 Homeowner's exemption | $275,824 Land $111,642 Building $164,182 | |
| 2023 | $2,805.00 (+2.33%) Homeowner's exemption | $265,114 Land $107,307 Building $157,807 | $286,920 |
| 2022 | $2,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S Central Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 405 S Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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