San Joaquin County property record for 401 S Central Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1970 |
| Lot Size | 0.101 acres (4,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,000 (Jan 2011) |
| Tax Bill | $1,710 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-194-270-000 |
| Primary APN | 047-194-270-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,402 sqft (0.101 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 047-194-27 |
|---|---|
| Street Address | 401 S CENTRAL AVE |
| City | LODI |
| State | CA |
| Zip | 95240-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 91FM PT 047-194-11,PT TO 28 & RD 91032371 PM 17-83 |
| Legal Subdivision | LODI BARNHART TR |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4403 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 S CENTRAL AVE, LODI, CA 95240-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION |
| Sep 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2011 · Amount on Record |
| Deed Sale | Jan 28, 2011 · Amount on Record |
| Prior Sale | Sep 9, 2010 · Amount on Record |
| Deed Document Number | 201111783 |
| Last Transfer Date | Sep 15, 2020 |
| Transfer Doc | 0000121236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 401 S CENTRAL AVE, LODI, CA 95240-4103 |
| Document Number | 0000035367 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202635367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 401 S CENTRAL AVE, LODI, CA 95240-4103 |
| Document Number | 0000035367, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202635367 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 16, 2020 |
| Property Address | 401 S CENTRAL AVE, LODI, CA 95240-4103 |
| Document Number | 0000121236 |
| Map Reference | MB 17 PG 83 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020-121236 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE CO SAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 S CENTRAL AVE, LODI, CA 95240-4103 |
| Document Number | 0000121237 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-121237 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710.00 (+0.47%) | ||
| 2025 | $1,702.00 (+4.48%) Homeowner's exemption | $162,700 (+4.04%) Land $39,713 Building $122,987 | |
| 2023 | $1,629.00 (+2.32%) Homeowner's exemption | $156,384 Land $38,172 Building $118,212 | $341,730 |
| 2022 | $1,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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