405 S Bowen St, Jackson, MI 49203 Property Records

Jackson County property record for 405 S Bowen St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2021)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-076800000`

Property Details

APN / Parcel Number

Primary APN	`3-076800000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,276 sqft Living Area
1st Floor Area	1,460 sqft
Basement Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 S BOWEN ST
City	JACKSON
State	MI
Zip	49203-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 BLK 12 SHOEMAKER'S ADD
Legal Subdivision	SHOEMAKERS ADD
Legal Block	12
Legal Lot Number	13
Legal Unit	13
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1016
Census Tract	800

Owner

405 S Bowen St is owned by an individual who bought it in April 2021.

Source: Jackson County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	316 S BOWEN ST, JACKSON, MI 49203-1552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Apr 13, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Deed Document Number	20212880173
Deed Book / Page	2185 / 483
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	405 S BOWEN ST, JACKSON, MI 49203-1551
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S BOWEN ST, JACKSON, MI 49203-1552

Mortgage

Document Number	0002901526
Date	Dec 13, 2021
Book Page	2201/1036
Instrument	2901526

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 13, 2021
Property Address	405 S BOWEN ST, JACKSON, MI 49203-1551
Document Number	0002880173
Book / Page	2185 / 483
Map Reference	LB 1 PG 15
Instrument Date	Apr 6, 2021
Instrument	2880173
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 S BOWEN ST, 405, JACKSON, MI 49203-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S BOWEN ST, JACKSON, MI 49203-1552

Tax Assessment & Valuation

The 2025 property tax bill for 405 S Bowen St was $7,976, down 11.6% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,100 (+6.9%)	$322,200 (+6.9%)
2025	$7,976.00 (-11.56%)	$150,700	$301,400
2024	$9,019.00
2023		$125,800	$251,600
2022	$8,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 S Bowen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 S Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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