403 S Bowen St, Jackson, MI 49203 Property Records

Jackson County property record for 403 S Bowen St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Apr 2020)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-076700000`

Property Details

APN / Parcel Number

Primary APN	`3-076700000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,848 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 S BOWEN ST
City	JACKSON
State	MI
Zip	49203-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 BLK 12 SHOEMAKER'S ADD
Legal Subdivision	SHOEMAKERS ADD
Legal Block	12
Legal Lot Number	12
Legal Unit	12
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1016
Census Tract	800

Owner

403 S Bowen St is owned and occupied by two individuals who bought it in April 2020.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 S BOWEN ST, JACKSON, MI 49203-1551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 1, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Deed Document Number	20202846844
Deed Book / Page	2159 / 955
Prior Transfer Date	Apr 3, 2002
Prior Transfer Doc	0002236438
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	403 S BOWEN ST, JACKSON, MI 49203-1551
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S BOWEN ST, JACKSON, MI 49203-1551

Mortgage

Document Number	0002940497
Date	Jun 26, 2023
Book Page	2231/1006
Instrument	2940497

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 1, 2020
Property Address	403 S BOWEN ST, JACKSON, MI 49203-1551
Document Number	0002846844
Book / Page	2159 / 955
Map Reference	LB 1 PG 15
Instrument Date	Mar 24, 2020
Instrument	2846844
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 RIVERSIDE DR APT A3, A3, LITCHFIELD, MI 49252-9788

Mortgage

Document Number	0021591009
Date	Apr 1, 2020
Instrument	2159-1009

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 403 S Bowen St was $3,193 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,600 (+6.01%)	$215,200 (+6.01%)
2025	$3,193.00 (-16.85%)	$101,500	$203,000
2024	$3,840.00
2023		$83,900	$167,800
2022	$3,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S Bowen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 S Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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