405 Ruth Ave, Circleville, OH 43113 Property Records

Pickaway County property record for 405 Ruth Ave, Circleville, OH 43113

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 957 sqft · built 1957
Lot Size	0.162 acres (7,080 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2022)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A05-1-034-00-017-00`

Property Details

APN / Parcel Number

Primary APN	`A05-1-034-00-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,080 sqft (0.162 acres)
Lot Dimensions	120 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 RUTH AVE
City	CIRCLEVILLE
State	OH
Zip	43113-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT-14 BLOOM-DALE ADDITION
Legal Subdivision	BLOOMDALE ADDITION
Legal Lot Number	14
Jurisdiction	PICKAWAY OH
Township / Civil Division	CIRCLEVILLE
Census Block Group	1
Census Block	1001
Census Tract	20200

Owner

405 Ruth Ave is owned and occupied by an individual who bought it in July 2022.

Source: Pickaway County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	405 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit THE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Aug 3, 2011 · Amount on File
Deed Document Number	202200005365
Deed Book / Page	796 / 1462
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKAWAY OH
Recording Date	Jul 15, 2022
Property Address	405 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Document Number	0000005365
Book / Page	796 / 1462
Map Reference	VOL 3 PG 43&44
Instrument Date	Jul 8, 2022
Instrument	202200005365
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 E KEMPER RD # K, K, CINCINNATI, OH 45249-1675

Mortgage

Document Number	0000005366
Date	Jul 15, 2022
Instrument	202200005366

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKAWAY OH
Property Address	405 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015090
Date	Oct 8, 2020
Book Page	776/2305
Instrument	202000015090

Lender

Name	THE SAVINGS BANK
Type	Bank
Address	ASHVILLE, OH 43103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Sep 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ruth Ave was $2,563 with exemptions applied.

Source: Pickaway County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Pickaway County
Municipality	Circleville City
Unified School District	Circleville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 Homeowner's exemption Senior Citizen's exemption	$33,840 (-) Land $7,060 Building $26,780	$96,680 (-) Land $20,170 Building $76,510
2024	Homeowner's exemption Senior Citizen's exemption	$33,840 (-) Land $7,060 Building $26,780	$96,680 (-) Land $20,170 Building $76,510
2023	$1,220.00 Homeowner's exemption Senior Citizen's exemption	$33,840 (+34.23%) Land $7,060 Building $26,780	$96,680 (+34.26%) Land $20,170 Building $76,510
2022	Homeowner's exemption Senior Citizen's exemption	$25,210 Land $5,920 Building $19,290	$72,010 Land $16,900 Building $55,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Ruth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIRCLEVILLE CITY PWS serves 13,927 people · EPA ID OH6500412
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ruth Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures