421 Ruth Ave, Circleville, OH 43113 Property Records

Pickaway County property record for 421 Ruth Ave, Circleville, OH 43113

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,015 sqft · built 1956
Lot Size0.126 acres (5,512 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Dec 2019)
Tax Bill$3,031 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNA05-1-034-00-013-00

Property Details

APN / Parcel Number

Primary APNA05-1-034-00-013-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,015 sqft Living Area
1st Floor Area1,015 sqft
Family RoomFamily Room
Safe RoomSafe Room

Exterior

Year BuiltBuilt 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,512 sqft (0.126 acres)
Lot Dimensions106 ft deep x 52 ft wide
Garage TypeCarport
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area228 sqft
Shed1 Shed
Shed Area168 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 RUTH AVE
CityCIRCLEVILLE
StateOH
Zip43113-1852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT-10 BLOOM-DALE ADD
Legal SubdivisionBLOOM-DALE ADD
Legal Lot Number10
JurisdictionPICKAWAY OH
Township / Civil DivisionCIRCLEVILLE
Census Block Group1
Census Block1001
Census Tract20200

Owner

Source: Pickaway County records · APN A05-1-034-00-013-00

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 RUTH AVE, CIRCLEVILLE, OH 43113-1852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2017Deed of Trust, Mortgage · Line of Credit
THE SAVINGS BANK
Dec 21, 2020Deed of Trust, Mortgage · FHA Mortgage
US BANK FULFILLMENT SERVICES
Dec 17, 2019Warranty Deed, Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO
Aug 15, 2018Grant Deed, Transfer · Conventional Mortgage
ATOMIC CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2019 · Amount on Record
Deed SaleDec 17, 2019 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number0000007752
Deed Book / Page768 / 5239
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPICKAWAY OH
Property Address421 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001068
DateFeb 08, 2017
Book Page735/0973
Instrument201700001068
Lender
NameTHE SAVINGS BANK
TypeBank
AddressCIRCLEVILLE, OH 43113
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 13, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPICKAWAY OH
Property Address421 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017210
DateDec 21, 2020
Book Page778/3654
Instrument202000017210
Lender
NameUS BANK FULFILLMENT SERVICES
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPICKAWAY OH
Recording DateDec 17, 2019
Property Address421 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Document Number0000007752
Book / Page768 / 5239
Instrument DateDec 12, 2019
Instrument201900007752
Transaction TypeTransfer
Record UpdatedMar 03, 2022
Title CompanyTRANSCOUNTY TITLE AGENCY BOX

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11503 SPRINGFIELD PIKE, CINCINNATI, OH 45246-3508

Mortgage

Document Number0000007753
DateDec 17, 2019
Instrument201900007753
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Mortgage

Document Number0000007754
DateDec 17, 2019
Book Page768/5260
Instrument201900007754
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressCIRCLEVILLE, OH 43113
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPICKAWAY OH
Recording DateAug 15, 2018
Property Address421 RUTH AVE, CIRCLEVILLE, OH 43113-1852
Document Number0000005032
Book / Page000755 / 001331
Instrument DateAug 13, 2018
Instrument5032
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 RUTH AVE CIRCLEVILLE OH 431131852, CIRCLEVILLE, OH 43113-1852

Mortgage

Document Number5033
DateAug 15, 2018
Book Page000755/001332
Instrument5033
Lender
NameATOMIC CU
TypeCredit Union
AddressPIKETON, OH 45661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Pickaway County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyPickaway County
MunicipalityCircleville City
Unified School DistrictCircleville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,031.00 Homeowner's exemption Senior Citizen's exemption$40,020 (-) Land $6,210 Building $33,810$114,350 (-) Land $17,740 Building $96,610
2024Homeowner's exemption Senior Citizen's exemption$40,020 (-) Land $6,210 Building $33,810$114,350 (-) Land $17,740 Building $96,610
2023$1,403.00 Homeowner's exemption Senior Citizen's exemption$40,020 (+18.86%) Land $6,210 Building $33,810$114,350 (+18.85%) Land $17,740 Building $96,610
2022Homeowner's exemption Senior Citizen's exemption$33,670 Land $5,200 Building $28,470$96,210 Land $14,860 Building $81,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2017–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2025 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
The Chillicothe Telephone Co
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 680 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCIRCLEVILLE CITY PWS
serves 13,927 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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