405 Rustic Ranch Ct, Lincoln, CA 95648 Property Records

Placer County property record for 405 Rustic Ranch Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,057 sqft · built 2004
Lot Size	0.206 acres (8,984 sqft)
Owner	Company Name on File
Last Sale	$1,090,000 (Sep 2023)
Tax Bill	$6,354 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`338-130-009-000`

Property Details

APN / Parcel Number

Primary APN	`338-130-009-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,057 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,984 sqft (0.206 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 RUSTIC RANCH CT
City	LINCOLN
State	CA
Zip	95648-8377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 139 SUN CITY LINCOLN HILLS 5B MOR Y-73
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	139
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1020
Census Tract	23700

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	405 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Jun 28, 2017	Deed of Trust, Mortgage SPIRIT OF TEXAS BANK SSB
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	202347395
Prior Transfer Date	Apr 3, 2009
Prior Transfer Doc	0000028786
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 6, 2023
Property Address	405 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Document Number	0000047395
Map Reference	MB Y PG 73
Instrument Date	Aug 23, 2023
Instrument	2023-0047395
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 RUSTIC RANCH CT, LINCOLN, CA 95648-8377

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	405 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047858
Date	Jun 28, 2017
Instrument	2017-0047858

Lender

Name	SPIRIT OF TEXAS BANK SSB
Type	Bank

Agreement

Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	405 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004612
Date	Jan 23, 2017
Instrument	2017-0004612

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$621,596 (+2%) Land $150,139 Building $471,457
2025	$6,354.00 (-21.85%) Homeowner's exemption	$609,409 (-17.43%) Land $147,196 Building $462,213
2023	$8,131.00 (+1.45%) Homeowner's exemption	$738,082 Land $198,147 Building $539,935
2022	$8,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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