404 Rustic Ranch Ct, Lincoln, CA 95648 Property Records

Placer County property record for 404 Rustic Ranch Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,967 sqft · built 2003
Lot Size	0.163 acres (7,096 sqft)
Owner	Trust Name on File
Last Sale	$540,000 (Aug 2019)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`338-130-020-000`

Property Details

APN / Parcel Number

Primary APN	`338-130-020-000`
Alternative APN	`338-130-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,967 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,096 sqft (0.163 acres)
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-130-020
Street Address	404 RUSTIC RANCH CT
City	LINCOLN
State	CA
Zip	95648-8377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 SUN CITY LINCOLN HILLS 5B MOR Y-73
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	150
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1020
Census Tract	23700

Owner

404 Rustic Ranch Ct is held in a trust since August 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	40 MARIPOSA LN, ORINDA, CA 94563-2217
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Sep 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 20, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Aug 16, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Jan 2, 2004 · Amount on File
Deed Document Number	201959919
Last Transfer Date	Aug 31, 2020
Transfer Doc	0000102808
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	404 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077259
Date	Oct 4, 2019
Instrument	2019-0077259

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 18, 2020
Property Address	404 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Document Number	0000102808
Instrument Date	Aug 31, 2020
Instrument	102808
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	827 46TH AVE SAN FRANCISCO CA 941213203, SAN FRANCISCO, CA 94121-3203

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Aug 20, 2019
Property Address	404 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Document Number	0000060773
Instrument Date	Aug 12, 2019
Instrument	60773
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RUSTIC RANCH CT LINCOLN CA 956488377, LINCOLN, CA 95648-8377

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 16, 2019
Property Address	404 RUSTIC RANCH CT, LINCOLN, CA 95648-8377
Document Number	0000059919
Instrument Date	Aug 9, 2019
Instrument	59919
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	404 RUSTIC RANCH CT LINCOLN CA 956488377, LINCOLN, CA 95648-8377

Tax Assessment & Valuation

The 2025 property tax bill for 404 Rustic Ranch Ct was $6,231.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,376 (+2%) Land $156,171 Building $446,205
2025	$6,231.00	$590,565 Land $153,109 Building $437,456
2023	$6,402.00 (+1.41%)	$567,634 Land $147,164 Building $420,470
2022	$6,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 404 Rustic Ranch Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Rustic Ranch Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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