405 Ross St, Middletown, OH 45044 Property Records

Butler County property record for 405 Ross St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,126 sqft · built 1957
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Aug 2026)
Tax Bill	$11,777 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6541-018-000-076`

Property Details

APN / Parcel Number

Primary APN	`Q6541-018-000-076`
Alternative APNs	`0009100` `501316` `505393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	151 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 ROSS ST
City	MIDDLETOWN
State	OH
Zip	45044-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10328 ENT
Legal Subdivision	BROOKE
Legal Lot Number	10328
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	13300

Owner

Source: Butler County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	400 CRAWFORD ST, MIDDLETOWN, OH 45044
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CREDIT UNION INC
Aug 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	202632182
Deed Book / Page	10401 / 54
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Oct 2, 2026
Property Address	405 ROSS ST, MIDDLETOWN, OH 45044-5057
Document Number	0000037314
Book / Page	10416 / 50
Instrument Date	Oct 2, 2026
Instrument	202637314
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	400 CRAWFORD ST, MIDDLETOWN, OH 45044

Mortgage

Document Number	0000037314,
Date	Oct 2, 2026
Book Page	10416/50
Instrument	202637314

Lender

Name	RIVER VALLEY CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 26, 2026
Property Address	405 ROSS ST, MIDDLETOWN, OH 45044-5057
Document Number	0000032182
Book / Page	10401 / 54
Instrument Date	Aug 18, 2026
Instrument	202632182
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$25,755.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	400 CRAWFORD ST, MIDDLETOWN, OH 45044
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Dec 3, 2021
Property Address	405 ROSS ST, MIDDLETOWN, OH 45044-5057
Document Number	0000068984
Book / Page	9772 / 48
Instrument Date	Nov 18, 2021
Instrument	2021-00068984
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROSS ST, MIDDLETOWN, OH 45044-5057
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,777.00 (+224.88%)	$70,610 (-) Land $8,870 Building $61,740	$201,750 (-) Land $25,350 Building $176,400
2023	$3,625.00 (-61.18%)	$70,610 (+43.34%) Land $8,870 Building $61,740	$201,750 (+43.34%) Land $25,350 Building $176,400
2022	$9,339.00	$49,260 Land $8,870 Building $40,390
2020			$140,750 Land $25,350 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Ross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures