405 Rosemal Ln, Deforest, WI 53532 Property Records

Dane County property record for 405 Rosemal Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.262 acres (11,456 sqft)
Owner	2 Owner Names on Record
Last Sale	$235,000 (Aug 2009)
Tax Bill	$6,259 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0910-173-1356-1`

Property Details

APN / Parcel Number

Primary APN	`0910-173-1356-1`

Exterior

Lot Area	11,456 sqft (0.262 acres)

Location & Zoning

Street Address	405 ROSEMAL LN
City	DEFOREST
State	WI
Zip	53532-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH FIELD TERRACES WEST LOT 6
Legal Range	10
Legal Township	09
Legal Section	17
Legal Subdivision	HIGH FIELD TERS WEST
Legal Block	13
Legal Lot Number	6
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2011
Census Tract	13301

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	405 ROSEMAL LN, DEFOREST, WI 53532-1563
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	0004585531
Last Transfer Date	Mar 21, 2012
Transfer Doc	0004854411
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 ROSEMAL LN, DEFOREST, WI 53532-1563
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005937455
Date	Dec 6, 2023
Instrument	5937455

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 ROSEMAL LN, DEFOREST, WI 53532-1563
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005765956
Date	Aug 31, 2021
Instrument	5765956

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 ROSEMAL LN, DEFOREST, WI 53532-1563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005340460
Date	Jul 11, 2017
Instrument	5340460

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 ROSEMAL LN, DEFOREST, WI 53532-1563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005553309
Date	Jan 3, 2020
Instrument	5553309

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 ROSEMAL LN, DEFOREST, WI 53532-1563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005676059
Date	Dec 21, 2020
Instrument	5676059

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,259.00 (+4.72%) Homeowner's exemption	$372,700 (+3.41%) Land $89,200 Building $283,500	$405,000 (+6.08%)
2023		$360,400 Land $89,200 Building $271,200	$381,800
2022	$5,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

Nearby Properties on Rosemal Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures