404 Rosemal Ln, Deforest, WI 53532 Property Records

Dane County property record for 404 Rosemal Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Tax Bill	$5,798 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0910-173-1378-1`

Property Details

APN / Parcel Number

Primary APN	`0910-173-1378-1`

Exterior

Lot Area	10,542 sqft (0.242 acres)

Location & Zoning

Street Address	404 ROSEMAL LN
City	DEFOREST
State	WI
Zip	53532-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH FIELD TERRACES WEST LOT 8
Legal Range	10
Legal Township	09
Legal Section	17
Legal Subdivision	HIGH FIELD TERS WEST
Legal Block	13
Legal Lot Number	8
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2012
Census Tract	13301

Owner

Source: Dane County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 ROSEMAL LN, DEFOREST, WI 53532-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Nov 10, 2021	Intrafamily Transfer, Transfer
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 10, 2021
Transfer Doc	0005788367
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 ROSEMAL LN, DEFOREST, WI 53532-1562
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005926686
Date	Oct 2, 2023
Instrument	5926686

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 ROSEMAL LN, DEFOREST, WI 53532-1562
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005926683
Date	Oct 2, 2023
Instrument	5926683

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	1-Year CMT
Max Rate	12.2%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DANE WI
Recording Date	Nov 10, 2021
Property Address	404 ROSEMAL LN, DEFOREST, WI 53532-1562
Document Number	0005788367
Instrument Date	Oct 26, 2021
Instrument	5788367
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 ROSEMAL LN, DEFOREST, WI 53532-1562
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005756067
Date	Jul 30, 2021
Instrument	5756067

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2051

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	404 ROSEMAL LN, DEFOREST, WI 53532-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005298804
Date	Jan 12, 2017
Instrument	5298804

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,798.00 (+4.77%) Homeowner's exemption	$346,600 (+3.37%) Land $88,500 Building $258,100	$376,700 (+6.02%)
2023		$335,300 Land $88,400 Building $246,900	$355,300
2022	$5,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ResTech Services Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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