Brevard County property record for 405 Riverside Dr, Melbourne Beach, FL 32951 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,489 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2018) |
| Tax Bill | $6,658.00 (2025) |
| Primary APN | 28-38-06-80-M-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,489 sqft Living Area |
| Gross Area | 3,764 sqft Gross Area |
| 1st Floor | 1,465 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 103 ft x 111 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 667 sqft Garage |
| Deck Area | 553 sqft Deck |
| Porch Area | 608 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 2847343 |
|---|---|
| Street Address | 405 RIVERSIDE DR |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2143 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER COLONY NORTHWEST SECTION LOT 18 BLK M |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | RIVER COLONY NORTHWEST SECTION |
| Legal Block | M |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Minor Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 66101 |
Source: Brevard County records · APN 28-38-06-80-M-18
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| May 14, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) SUNTRUST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | May 01, 2003 · Amount on Record |
| Deed Doc Number | 2018108455 |
| Deed Book / Page | 8163 / 2993 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Document Number | 0094752254 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 9475/2254 |
| Instrument | 2022093888 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Document Number | 0091991510 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 9199/1510 |
| Instrument | 2021191358 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 14, 2018 |
| Property Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Document Number | 0081632993 |
| Book / Page | 8163 / 2993 |
| Map Reference | MB17 PG56 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018108455 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2021 |
| Title Company | PRECISE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,885.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 405 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2143 |
| Document Number | 2018108456 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2018108456 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,740 (+2.7%) | $696,120 (+4.5%) | |
| 2025 | $6,658.00 (+5.25%) Homeowner's exemption | $474,920 (+5.99%) | $666,120 (-2.78%) Land $297,000 Building $369,120 |
| 2023 | $6,326.00 (+1.64%) Homeowner's exemption | $448,100 (+3%) | $685,170 (+9.56%) Land $297,000 Building $388,170 |
| 2022 | $6,224.00 Homeowner's exemption | $435,050 | $625,370 Land $283,500 Building $341,870 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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