402 Riverside Dr, #1, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 402 Riverside Dr, #1, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,335 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Dec 2013)
Tax Bill	$19,433 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-06-79-K-9.01`

Property Details

APN / Parcel Number

Primary APN	`28-38-06-79-K-9.01`
Alternative APNs	`28-38-06-79-0000K.0-0009.01` `2847315`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,335 sqft Living Area
Gross Area	6,104 sqft
1st Floor Area	3,142 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	230 ft deep x 95 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	678 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	927 sqft
Deck Area	1,265 sqft
Patio Area	100 sqft
Balcony Area	264 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847315
Street Address	402 RIVERSIDE DR, 1
City	MELBOURNE BEACH
State	FL
Zip	32951-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1RS
Legal Description	RIVER COLONY WEST SECTION, THE NWLY 1/2 OF LOT 9 BLK K
Legal Range	38E
Legal Township	28S
Legal Section	06
Legal Subdivision	RIVER COLONY WEST SECTION, THE
Legal Block	K
Legal Lot Number	9
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1018
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 RIVERSIDE DR, 1, MELBOURNE BEACH, FL 32951-2144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Feb 15, 2001 · Amount on Record
Deed Document Number	2013276945
Deed Book / Page	7035 / 1844
Prior Transfer Date	Apr 6, 2006
Prior Transfer Doc	0056398439
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	402 RIVERSIDE DR # 1, 1, MELBOURNE BEACH, FL 32951-2144
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402-1 RIVERSIDE DR, MELBOURNE BEACH, FL 32951-2144

Mortgage

Document Number	0090890430
Date	Apr 16, 2021
Book Page	9089/430
Instrument	2021097144

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,358,990 (+2.7%)	$2,202,720 (-3.1%)
2025	$19,433.00 (+2.77%) Homeowner's exemption	$1,323,270 (+5.99%)	$2,273,150 (+8.99%)
2024	$18,910.00 (+2.11%)
2023	$18,520.00 (+1.15%) Homeowner's exemption	$1,248,530 (+3%)	$2,085,680 (+10.48%) Land $760,000 Building $1,325,680
2022	$18,310.00 Homeowner's exemption	$1,212,170	$1,887,840 Land $665,000 Building $1,222,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20