405 River Bluff Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 405 River Bluff Ct, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,580 sqft · built 2022
Lot Size1.64 acres (71,743 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jan 2023)
Tax Bill$2,270 (2026)
Deeds & MortgagesJul 2022 Sale
Flood ZoneZone X (minimal risk)
APN56C-18

Property Details

APN / Parcel Number

Primary APN56C-18
Alternative APNs
  • 0491888000
  • 487691000
  • 491888000
  • 066725

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,580 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area71,743 sqft (1.64 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number491888000
Street Address405 RIVER BLUFF CT
CityJACKSONVILLE
StateNC
Zip28540-8834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL18 P1 RIVER BLUFF
Legal SubdivisionRIVER BLUFF
Legal Lot Number18
JurisdictionONSLOW NC
Township / Civil DivisionRICHLANDS
Census Block Group2
Census Block2000
Census Tract205

Owner

405 River Bluff Ct is owned and occupied by two individuals who bought it in January 2023.

Source: Onslow County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address405 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2023 · Amount on File
Deed SaleJan 17, 2023 · Amount on File
Prior SaleJul 27, 2022 · Amount on File
Deed Book / Page5901 / 1
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 27, 2022
Property Address405 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834
Document Number0058050089
Book / Page5805 / 89
Map ReferenceMB 48 PG 193
Instrument DateJul 25, 2022
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 MARY LN, 104, NEWPORT, NC 28570-9416

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 WESTERN BLVD STE B, B, JACKSONVILLE, NC 28546-6851

Tax Assessment & Valuation

The 2026 property tax bill for 405 River Bluff Ct was $2,270.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,270.00$455,050 Land $58,500 Building $396,550$455,050 Land $58,500 Building $396,550
2023$2,270.00$346,653 Land $35,000 Building $311,653$346,653 Land $35,000 Building $311,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 River Bluff Ct in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA1 of 20
Most Recent ClaimMar 2022 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 River Bluff Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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