Onslow County property record for 404 River Bluff Ct, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,341 sqft · built 2006 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (May 2015) |
| Tax Bill | $1,907 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56C-20 |
| Primary APN | 56C-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,341 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,170 sqft (0.486 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 420089000 |
|---|---|
| Street Address | 404 RIVER BLUFF CT |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L20 P1 RIVER BLUFF 2518/270 |
| Legal Subdivision | RIVER BLUFF |
| Legal Lot Number | 20 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 205 |
404 River Bluff Ct is owned and occupied by two individuals who bought it in May 2015.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE CAPITAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2015 · Amount on File |
| Deed Sale | May 14, 2015 · Amount on File |
| Prior Sale | Oct 2, 2014 · Amount on File |
| Deed Book / Page | 4301 / 531 |
| Prior Transfer Date | Oct 1, 2014 |
| Prior Transfer Doc | 0042080409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 404 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0056300696 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 5630/696 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 404 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC |
| Name | Verified Name |
|---|
| Document Number | 0061030650 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 6103/650 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 404 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 404 RIVER BLUFF CT, JACKSONVILLE, NC 28540-8834 |
| Document Number | 0065570859 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 6557/859 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92704 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 404 River Bluff Ct was $1,907.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,907.00 | $376,173 (+29.19%) Land $58,500 Building $317,673 | $376,173 (+29.19%) Land $58,500 Building $317,673 |
| 2025 | $1,907.00 | $291,169 Land $35,000 Building $256,169 | $291,169 Land $35,000 Building $256,169 |
| 2023 | $1,907.00 | $291,169 Land $35,000 Building $256,169 | $291,169 Land $35,000 Building $256,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 River Bluff Ct in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 River Bluff Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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