Kern County property record for 405 Reed St, Bakersfield, CA 93314
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,093 sqft · built 1987 |
| Lot Size | 0.229 acres (10,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2015) |
| Tax Bill | $3,541 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 522-121-09-00-4 |
| Primary APN | 522-121-09-00-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,093 sqft Living Area |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 740 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Wood |
| Lot Area | 10,018 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 49 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 5221210900 |
|---|---|
| Street Address | 405 REED ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93314-3868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4444, BLOCK B, LOT 9 |
| Legal Subdivision | 4444 B |
| Legal Tract | 4444 |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | KERN CA |
| Township / Civil Division | GREENFIELD-PANAMA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 3203 |
Source: Kern County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 405 REED ST, BAKERSFIELD, CA 93314-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Feb 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2015 · Amount on Record |
| Deed Sale | Aug 10, 2015 · Amount on Record |
| Prior Sale | Aug 10, 2015 · Amount on Record |
| Deed Document Number | 0000107172 |
| Last Transfer Date | Feb 21, 2020 |
| Transfer Doc | 0000023374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 405 REED ST, BAKERSFIELD, CA 93314-3868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | AMROCK INCORPORATED |
| Name | Verified Name |
|---|---|
| Address | 405 REED ST, BAKERSFIELD, CA 93314-3868 |
| Document Number | 0000154004 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 221154004 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 405 REED ST, BAKERSFIELD, CA 93314-3868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE AUBURN SPL |
| Name | Verified Name |
|---|
| Document Number | 0000030553 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 0218030553 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 405 REED ST, BAKERSFIELD, CA 93314-3868 |
| Document Number | 0000023374 |
| Map Reference | MB 34 PG 149&150 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 220023374 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | SOLIDIFI TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 REED ST, BAKERSFIELD, CA 93314-3868 |
| Document Number | 0000023375 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 220023375 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Kern County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rosedale Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,541.00 (+4.06%) | $254,510 (+4.04%) Land $71,024 Building $183,486 |
| 2023 | $3,403.00 (+2.01%) | $244,629 Land $68,267 Building $176,362 |
| 2022 | $3,336.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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