Kern County property record for 404 Reed St, Bakersfield, CA 93314
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1987 |
| Lot Size | 0.262 acres (11,417 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Aug 2010) |
| Tax Bill | $3,215 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 522-121-12-00-2 |
| Primary APN | 522-121-12-00-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 11,417 sqft (0.262 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 49 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 522121128 |
|---|---|
| Street Address | 404 REED ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93314-3868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4444 , BLOCK B , LOT 12 |
| Legal Subdivision | 4444-B |
| Legal Tract | 4444 |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | KERN CA |
| Township / Civil Division | GREENFIELD-PANAMA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 3203 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 REED ST, BAKERSFIELD, CA 93314-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2010 · Amount on Record |
| Deed Sale | Aug 25, 2010 · Amount on Record |
| Prior Sale | Mar 12, 2010 · Amount on Record |
| Deed Document Number | 2010115959 |
| Prior Transfer Date | Aug 19, 2010 |
| Prior Transfer Doc | 0000115960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 404 REED ST, BAKERSFIELD, CA 93314-3868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATL TTL CO MULTI BRANCH |
| Name | Verified Name |
|---|---|
| Address | 404 REED ST, BAKERSFIELD, CA 93314-3868 |
| Document Number | 0000136260 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 223136260 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 404 REED ST, BAKERSFIELD, CA 93314-3868 |
| Document Number | 0000024004 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | UTOPIAN GROUP, UTOPIAN GRP |
| Name | Verified Name |
|---|---|
| Address | 404 REED ST BAKERSFIELD CA 933143868, BAKERSFIELD, CA 93314-3868 |
| Document Number | 0000024004 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 24004 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rosedale Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $228,675 (+2%) Land $52,264 Building $176,411 | |
| 2025 | $3,215.00 (+4.11%) | $224,192 (+4.04%) Land $51,240 Building $172,952 |
| 2023 | $3,088.00 (+2.12%) | $215,488 Land $49,251 Building $166,237 |
| 2022 | $3,024.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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