Dallas County property record for 405 Ray Ave, Desoto, TX 75115
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,202 sqft · built 1970 |
| Lot Size | 0.269 acres (11,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,300 (Aug 2021) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04250-011-010-0000 |
| Primary APN | 20-04250-011-010-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,714 sqft (0.269 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 200425001101000 |
|---|---|
| Street Address | 405 RAY AVE |
| City | DESOTO |
| State | TX |
| Zip | 75115-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z312 |
| Legal Description | HAMPTON PLACE ESTATES 3 INST PH 1 LT 0010 K INT202100252513 DD08192021 CO-DC 0425001101000 4CS04250011 |
| Legal Subdivision | HAMPTON PLACE ESTATES 3 INST PH 1 |
| Legal Tract | 4250 |
| Legal Block | 11 |
| Legal Lot Number | 0010 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | SOUTHWEST DALLAS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 16619 |
405 Ray Ave is owned and occupied by an individual who bought it in August 2021.
Source: Dallas County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 RAY AVE, DESOTO, TX 75115-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Deed Document Number | 2021252513 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 0000252513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Aug 24, 2021 |
| Property Address | 405 RAY AVE, DESOTO, TX 75115-3224 |
| Document Number | 202100252513 |
| Map Reference | VOL 69027 PG 1915 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 202100252513 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 RAY AVE, DESOTO, TX 75115-3224 |
| Investor | Possibly a Property Investor |
| Document Number | 202100252514 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202100252514 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 405 Ray Ave was $2,837 with exemptions applied, down 25.1% from the year before.
Source: Dallas County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | DeSoto City |
| Unified School District | DeSoto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,450 (-) Land $70,000 Building $218,450 | $288,450 (-) Land $70,000 Building $218,450 | |
| 2025 | $2,837.00 (-25.09%) Homeowner's exemption Senior Citizen's exemption | $288,450 Land $70,000 Building $218,450 | $288,450 Land $70,000 Building $218,450 |
| 2024 | $3,787.00 (-39.6%) | ||
| 2023 | $6,270.00 (-8.95%) | $272,240 Land $65,000 Building $207,240 | $272,240 Land $65,000 Building $207,240 |
| 2022 | $6,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Ray Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 19 (1981–2022) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Ray Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DESOTO serves 57,999 people · EPA ID TX0570006 |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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