Dallas County property record for 320 Ray Ave, Desoto, TX 75115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 1970 |
| Lot Size | 0.238 acres (10,383 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,300 (Jun 2015) |
| Tax Bill | $4,864 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04250-009-021-0000 |
| Primary APN | 20-04250-009-021-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,383 sqft (0.238 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 200425000902100 |
|---|---|
| Street Address | 320 RAY AVE |
| City | DESOTO |
| State | TX |
| Zip | 75115-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z312 |
| Legal Description | HAMPTON PLACE ESTATES 3 INST PH 1 BLK I LOT 21 INT201500169230 DD06232015 CO-DC 0425000902100 4CS04250009 |
| Legal Subdivision | HAMPTON PLACE ESTATES 3 INST PH 1 |
| Legal Tract | 4250 |
| Legal Block | I |
| Legal Lot Number | 21 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | SOUTHWEST DALLAS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 16619 |
Source: Dallas County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 RAY AVE, DESOTO, TX 75115-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on Record |
| Deed Sale | Jun 29, 2015 · Amount on Record |
| Prior Sale | Nov 15, 2013 · Amount on Record |
| Deed Document Number | 2015169230 |
| Prior Transfer Date | Nov 5, 2013 |
| Prior Transfer Doc | 0000353799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 320 RAY AVE, DESOTO, TX 75115-3223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000280034 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 202100280034 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 320 RAY AVE, DESOTO, TX 75115-3223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000122751 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 202000122751 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDSAY, TX 76250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Dallas County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | DeSoto City |
| Unified School District | DeSoto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,720 (-) Land $70,000 Building $233,720 | $303,720 (-) Land $70,000 Building $233,720 | |
| 2025 | $4,864.00 (+7.99%) Homeowner's exemption | $303,720 (+5.62%) Land $70,000 Building $233,720 | $303,720 (+5.62%) Land $70,000 Building $233,720 |
| 2024 | $4,504.00 (+11.73%) | ||
| 2023 | $4,031.00 (-7.46%) Homeowner's exemption | $287,550 Land $65,000 Building $222,550 | $287,550 Land $65,000 Building $222,550 |
| 2022 | $4,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 19 (1981–2022) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DESOTO serves 57,999 people · EPA ID TX0570006 |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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