405 Raintree Loop Ct SE, Rainier, WA 98576 Property Records

Thurston County property record for 405 Raintree Loop Ct SE, Rainier, WA 98576

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,051 sqft · built 2008
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Jul 2007)
Tax Bill	$10 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7042-00-01300`

Property Details

APN / Parcel Number

Primary APN	`7042-00-01300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,051 sqft Finished Area
1st Floor Area	2,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	119 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	405 RAINTREE LOOP CT SE
City	RAINIER
State	WA
Zip	98576-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 08 TOWNSHIP 16 RANGE 1E QUARTER NE NE PLAT RAINIER VILLAGE LT 13 DOCUMENT 3829359
Legal Range	01E
Legal Township	16N
Legal Section	08
Legal Quarter	NE
Legal Subdivision	RAINIER VILLAGE
Legal Lot Number	13
Jurisdiction	THURSTON WA
Township / Civil Division	THURSTON SOUTH
Census Block Group	1
Census Block	1046
Census Tract	12530

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2022	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 19, 2022	Intrafamily Transfer, Transfer SERVICELINK
Oct 10, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2007 · Amount on Record
Deed Sale	Jul 10, 2007 · Amount on Record
Prior Sale	Jan 19, 2022
Deed Document Number	0003941708
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004877970
Date	Aug 27, 2021
Instrument	4877970

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2050

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	THURSTON WA
Recording Date	Jan 19, 2022
Property Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321
Document Number	0004910436
Map Reference	DOC 3829359
Instrument Date	Dec 28, 2021
Instrument	4910436
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004910438
Date	Jan 19, 2022
Instrument	4910438

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Jan 19, 2022
Property Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321
Document Number	0004910437
Map Reference	DOC 3829359
Instrument Date	Dec 20, 2021
Instrument	4910437
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004590659
Date	Oct 10, 2017
Instrument	4590659

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	405 RAINTREE LOOP CT SE, RAINIER, WA 98576-9321
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004784409
Date	Sep 21, 2020
Instrument	4784409

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Rainier City
Unified School District	Rainier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.8%)
2025		$538,100 (-3.11%) Land $122,100 Building $416,000	$538,100 (-3.11%) Land $122,100 Building $416,000
2023	$4,949.00
2022		$555,400 Land $55,000 Building $500,400	$555,400 Land $55,000 Building $500,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINIER WATER DEPARTMENT serves 3,103 people · EPA ID WA5370980
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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