Pamlico County property record for 405 Ragan Rd, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,350 sqft · built 1997 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Sep 2019) |
| Tax Bill | $2,737 (2023) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J082-315-4 |
| Primary APN | J082-315-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,350 sqft Finished Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 72 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 33672 |
|---|---|
| Street Address | 405 RAGAN RD |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK C ORIENTAL HGHT 476/774 0007355 6497136749000 |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950202 |
Source: Pamlico County records, as of August 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 RAGAN RD, ORIENTAL, NC 28571-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Deed Document Number | 0000653507 |
| Deed Book / Page | 653 / 507 |
| Record Updated | Jun 7, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Sep 27, 2019 |
| Property Address | 405 RAGAN RD, ORIENTAL, NC 28571-9648 |
| Document Number | 653/507 |
| Book / Page | 653 / 507 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 RAGAN RD, ORIENTAL, NC 28571-9648 |
| Document Number | 000653/513 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 653/513 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Municipality | Oriental Town |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,737.00 | $312,825 Land $36,540 Building $276,285 | $312,825 Land $36,540 Building $276,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 302 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 324 units insured incl. 22 condo units |
| Nearby Flood Claims | 838 (1983–2019) |
| Claims Outside the SFHA | 205 of 838 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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