Pamlico County property record for 404 Ragan Rd, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,205 sqft · built 1987 |
| Lot Size | 0.558 acres (24,350 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $580,000 (Nov 2022) |
| Tax Bill | $2,928 (2023) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | J082-320-16 |
| Primary APN | J082-320-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,205 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 24,350 sqft (0.558 acres) |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Patio Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10202 |
|---|---|
| Street Address | 404 RAGAN RD |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAGAN DRIVE LOT 16 BLOCK B SEA VISTA 0002790 6497138908000 |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950202 |
404 Ragan Rd is held in a trust since November 2022.
Source: Pamlico County records, as of August 25, 2023
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 411 WALNUT ST # 19999, 19999, GREEN COVE SPRINGS, FL 32043-3443 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Mar 28, 2008 · Amount on File |
| Deed Document Number | 0000706843 |
| Deed Book / Page | 706 / 843 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Nov 14, 2022 |
| Property Address | 404 RAGAN RD, ORIENTAL, NC 28571-9644 |
| Document Number | 000706/843 |
| Book / Page | 706 / 843 |
| Map Reference | MB 4 PG 110 |
| Instrument Date | Nov 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5011 DIXIE HWY NE # NEA108, NEA108, PALM BAY, FL 32905-6601 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5011 DIXIE HWY NE APT A108, A108, PALM BAY, FL 32905-6603 |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Municipality | Oriental Town |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,928.00 | $334,717 Land $125,216 Building $209,501 | $334,717 Land $125,216 Building $209,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Ragan Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 302 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 324 units insured incl. 22 condo units |
| Nearby Flood Claims | 838 (1983–2019) |
| Claims Outside the SFHA | 205 of 838 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Ragan Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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