Ouray County property record for 405 Pine Dr, Ridgway, CO 81432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,721 sqft · built 2018 |
| Lot Size | 1.85 acres (80,630 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Jul 2016) |
| Tax Bill | $4,639 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R003754 |
| Primary APN | R003754 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Building Area | 2,721 sqft Heated Area |
| Gross Area | 4,454 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 80,630 sqft (1.85 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R003754 |
|---|---|
| Street Address | 405 PINE DR |
| City | RIDGWAY |
| State | CO |
| Zip | 81432-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 26 |
| Legal Description | SUBD: LOGHILL VILLAGE UNIT 1 LOT: 4 BLOCK: B S: 6 T: 45 R: 8 |
| Legal Range | 08 |
| Legal Township | 45 |
| Legal Section | 06 |
| Legal Subdivision | LOGHILL VILLAGE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 967601 |
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11621 S BREEZE GRASS WAY, PARKER, CO 80134-3099 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Aug 7, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Aug 6, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 2016216624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 405 PINE DR, RIDGWAY, CO 81432-9415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 229591 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 229591 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 405 PINE DR, RIDGWAY, CO 81432-9415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 228047 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 228047 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 405 PINE DR, RIDGWAY, CO 81432-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 221437 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 221437 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 25, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 405 PINE DR, RIDGWAY, CO 81432-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC |
| Name | Verified Name |
|---|
| Document Number | 225934 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 225934 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 405 PINE DR, RIDGWAY, CO 81432-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 223168 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 223168 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Unified School District | Ridgway School District R-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,639.00 (-2.62%) | $84,380 (-8.05%) Land $11,670 Building $72,710 | $1,350,060 (-1.44%) Land $186,750 Building $1,163,310 |
| 2024 | $4,764.00 (-11.66%) | $91,770 (-3.77%) Land $10,230 Building $81,540 | $1,369,750 (-2.84%) Land $152,730 Building $1,217,020 |
| 2023 | $5,393.00 | $95,370 Land $10,630 Building $84,740 | $1,409,750 Land $157,190 Building $1,252,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 46% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DALLAS CREEK WC private · serves 1,059 people · EPA ID CO0146485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2023 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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