356 Pine Dr, Ridgway, CO 81432 Property Records

Ouray County property record for 356 Pine Dr, Ridgway, CO 81432

Property Summary

Property TypeResidential Vacant Land
Lot Size4.8 acres (209,349 sqft)
OwnerIndividual Name on Record
Last Sale$439,000 (Jan 2024)
Tax Bill$2,359 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2025 Construction Loan
+ 6 more
Flood ZoneZone X (minimal risk)
APNR000496

Property Details

APN / Parcel Number

Primary APNR000496
Alternative APN
  • 430506115003

Exterior

Roof TypeShed Roof
Lot Area209,349 sqft (4.8 acres)

Location & Zoning

Account NumberR000496
Street Address356 PINE DR
CityRIDGWAY
StateCO
Zip81432-9413
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code26
Legal DescriptionSUBD: LOGHILL VILLAGE UNIT 1 LOT: 7 BLOCK: B S: 6 T: 45 R: 8
Legal Range08
Legal Township45
Legal Section06
Legal SubdivisionLOGHILL VILLAGE
Legal BlockB
Legal Lot Number7
Legal Unit1
JurisdictionOURAY CO
Township / Civil DivisionOURAY
Census Block Group1
Census Block1062
Census Tract967601

Owner

Source: Ouray County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8144 S MEMPHIS WAY, ENGLEWOOD, CO 80112-4625
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF COLORADO
Jun 9, 2025Deed of Trust, Mortgage · Construction Mortgage
BANK OF COLORADO
Apr 15, 2021Beneficiary Deed, Transfer
Apr 15, 2021Beneficiary Deed, Transfer
Sep 8, 2020Warranty Deed, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Sep 8, 2020Warranty Deed, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Mar 12, 2019Warranty Deed, Transfer
DONALD L GRAHAM ETAL
Mar 12, 2019Warranty Deed, Transfer
DONALD L GRAHAM ETAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2024 · Amount on Record
Deed SaleJan 8, 2024 · Amount on Record
Prior SaleSep 8, 2020 · Amount on Record
Deed Document Number2024236361
Prior Transfer DateApr 10, 2021
Prior Transfer Doc228519
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Recording DateSep 29, 2026
Property Address356 PINE DR, RIDGWAY, CO 81432-9413
Document Number0000242157
Instrument DateSep 29, 2026
Instrument2026242157
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 PINE DR, RIDGWAY, CO 81432-9413

Mortgage

Document Number0000242157,
DateSep 29, 2026
Instrument2026242157
Lender
NameBANK OF COLORADO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Property Address356 PINE DR, RIDGWAY, CO 81432-9413
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8144 S MEMPHIS WAY, ENGLEWOOD, CO 80112-4625

Mortgage

Document Number0000239426
DateJun 9, 2025
Instrument239426
Lender
NameBANK OF COLORADO
TypeBank
AddressMONTROSE, CO 81401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueMay 30, 2026

April 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionOURAY CO
Recording DateApr 15, 2021
Property Address354 PINE DR, RIDGWAY, CO 81432-9413
Document Number228519
Instrument DateApr 10, 2021
Instrument228519
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address8144 S MEMPHIS WAY, ENGLEWOOD, CO 80112-4625

April 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionOURAY CO
Recording DateApr 15, 2021
Property Address356 PINE DR, RIDGWAY, CO 81432-9413
Document Number0000228519
Instrument DateApr 10, 2021
Instrument228519
Transaction TypeTransfer
Record UpdatedMar 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address8144 S MEMPHIS WAY, ENGLEWOOD, CO 80112-4625

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOURAY CO
Recording DateSep 8, 2020
Property Address354 PINE DR, RIDGWAY, CO 81432-9413
Document Number226281
Map ReferenceREC 1220358Y
Instrument DateSep 8, 2020
Instrument226281
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
Tax$16.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 S 12TH ST, 1111, GRAND JUNCTION, CO 81501-3820

Transferred To (Grantee/Buyer)

NameVerified Name
Address7474 E ARKANSAS AVE APT 1703, 1703, DENVER, CO 80231-2542

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOURAY CO
Recording DateSep 8, 2020
Property Address356 PINE DR, RIDGWAY, CO 81432-9413
Document Number0000226281
Map ReferenceREC 1220358Y
Instrument DateSep 8, 2020
Instrument226281
Transaction TypeTransfer
Record UpdatedMar 26, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
Tax$16.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 S 12TH ST, GRAND JUNCTION, CO 81501-3820

Transferred To (Grantee/Buyer)

NameVerified Name
Address7474 E ARKANSAS AVE APT 1703, 1703, DENVER, CO 80231-2542

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOURAY CO
Recording DateMar 12, 2019
Property Address354 PINE DR, RIDGWAY, CO 81432-9413
Document Number222597
Map ReferenceDOC 122035
Instrument DateMar 8, 2019
Instrument222597
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GURANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1111 S 12TH ST, GRAND JUNCTION, CO 81501-3820

Mortgage

Document Number222598
DateMar 12, 2019
Instrument222598
Lender
NameDONALD L GRAHAM ETAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term24 Months
DueMar 6, 2021

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOURAY CO
Recording DateMar 12, 2019
Property Address356 PINE DR, RIDGWAY, CO 81432-9413
Document Number0000222597
Map ReferenceDOC 122035
Instrument DateMar 8, 2019
Instrument222597
Transaction TypeTransfer
Record UpdatedMar 26, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GURANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1111 S 12TH ST, GRAND JUNCTION, CO 81501-3820

Mortgage

Document Number0000222598
DateMar 12, 2019
Instrument222598
Lender
NameDONALD L GRAHAM ETAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term24 Months
DueMar 6, 2021

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateColorado
CountyOuray County
Unified School DistrictRidgway School District R-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,359.00 (-24.44%)$46,020 (-16.69%) Land $46,020$170,450 (-13.91%) Land $170,450
2024$3,122.00 (+1.23%)$55,240 (-) Land $55,240$198,000 (-) Land $198,000
2023$3,084.00$55,240 Land $55,240$198,000 Land $198,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 46% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRI COUNTY WCD
serves 20,490 people · EPA ID CO0143755
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionNov 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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