405 Pine Crest Dr, Cambridge, WI 53523 Property Records

Dane County property record for 405 Pine Crest Dr, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1971
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2009)
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0612-121-2797-1`

Property Details

APN / Parcel Number

Primary APN	`0612-121-2797-1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	144 sqft
Finished Basement	144 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,720 sqft (0.292 acres)
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	405 PINE CREST DR
City	CAMBRIDGE
State	WI
Zip	53523-9234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CREST SUBD LOT 27
Legal Range	12
Legal Township	06
Legal Section	12
Legal Subdivision	PINE CREST SUBD
Legal Block	27
Legal Lot Number	27
Jurisdiction	DANE WI
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4069
Census Tract	11900

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 PINE CREST DR
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jan 6, 2017	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2009 · Amount on Record
Deed Sale	May 26, 2009 · Amount on Record
Prior Sale	May 26, 2009 · Amount on Record
Deed Document Number	0004550499
Last Transfer Date	Jan 6, 2017
Transfer Doc	0005297321
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006052466
Date	Sep 19, 2025
Instrument	6052466

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005823251
Date	Apr 1, 2022
Instrument	5823251

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005334921
Date	Jun 20, 2017
Instrument	5334921

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Jan 6, 2017
Property Address	405 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Document Number	0005297321
Instrument Date	Dec 20, 2016
Instrument	5297321
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$211.80
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PINE CREST DR CAMBRIDGE WI 535239234, CAMBRIDGE, WI 53523-9234

Mortgage

Document Number	5297322,
Date	Jan 6, 2017
Instrument	5297322

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 5, 2037

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,283.00 (+13.28%) Homeowner's exemption	$208,300 (-) Land $54,400 Building $153,900	$278,700 (+17.94%)
2023		$208,300 Land $54,400 Building $153,900	$236,300
2022	$3,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER & SEWER UTILITY serves 1,638 people · EPA ID WI1130074
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Netwurx.

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