401 Pine Crest Dr, Cambridge, WI 53523 Property Records

Dane County property record for 401 Pine Crest Dr, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1971
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (May 2020)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2023 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`0612-121-2786-4`

Property Details

APN / Parcel Number

Primary APN	`0612-121-2786-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,542 sqft (0.242 acres)
Parking Spaces	2 Parking Spaces
Patio Area	308 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 PINE CREST DR
City	CAMBRIDGE
State	WI
Zip	53523-9234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE CREST SUBD LOT 26
Legal Range	12E
Legal Township	06N
Legal Section	12
Legal Subdivision	PINE CREST SUBD
Legal Block	27
Legal Lot Number	26
Jurisdiction	DANE WI
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4070
Census Tract	11900

Owner

Source: Dane County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Nov 13, 2023	Transfer on Death Deed, Transfer
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
May 18, 2020	Warranty Deed, Transfer · Conventional with PMI SUMMIT CU
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF DEERFIELD
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF DEERFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Jul 9, 2008 · Amount on Record
Deed Document Number	20205589642
Last Transfer Date	Nov 8, 2023
Transfer Doc	0005934012
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Oct 5, 2026
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Document Number	0006129304
Instrument Date	Sep 29, 2026
Instrument	20266129304
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234

Mortgage

Document Number	0006129304,
Date	Oct 5, 2026
Instrument	20266129304

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DANE WI
Recording Date	Nov 13, 2023
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Document Number	0005934012
Instrument Date	Nov 8, 2023
Instrument	5934012
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005649488
Date	Oct 15, 2020
Instrument	5649488

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005739501
Date	Jun 14, 2021
Instrument	5739501

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2051

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005763545
Date	Aug 23, 2021
Instrument	5763545

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005781885
Date	Oct 21, 2021
Instrument	5781885

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2051

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005853122
Date	Aug 4, 2022
Instrument	5853122

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2052

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	May 18, 2020
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Document Number	0005589642
Instrument Date	May 14, 2020
Instrument	5589642
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 PINE CREST DR CAMBRIDGE WI 535239234, CAMBRIDGE, WI 53523-9234

Mortgage

Document Number	5589643
Date	May 18, 2020
Instrument	5589643

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Document Number	0005481422
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 PINE CREST DR CAMBRIDGE WI 535239234, CAMBRIDGE, WI 53523-9234

Mortgage

Document Number	0005481422
Date	Apr 17, 2019
Instrument	5481422

Lender

Name	BANK OF DEERFIELD
Type	Bank
Address	DEERFIELD, WI 53531

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 PINE CREST DR, CAMBRIDGE, WI 53523-9234
Document Number	0005469725
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 PINE CREST DR CAMBRIDGE WI 535239234, CAMBRIDGE, WI 53523-9234

Mortgage

Document Number	0005469725
Date	Feb 12, 2019
Instrument	5469725

Lender

Name	BANK OF DEERFIELD
Type	Bank
Address	DEERFIELD, WI 53531

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,981.00 (+12.87%) Homeowner's exemption	$241,000 (-) Land $52,000 Building $189,000	$322,400 (+17.92%)
2023		$241,000 (-) Land $52,000 Building $189,000	$273,400 (+5.19%)
2022	$4,413.00 Homeowner's exemption	$241,000 Land $52,000 Building $189,000	$259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER & SEWER UTILITY serves 1,638 people · EPA ID WI1130074
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Netwurx.

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