405 Pelican Bend, Placida, FL 33946 Property Records

Charlotte County property record for 405 Pelican Bend, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,948 sqft · built 1988
Lot Size	0.608 acres (26,480 sqft)
Owner	2 Trust Names on File
Last Sale	$1,085,000 (Apr 2025)
Tax Bill	$7,686 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`422002304009`

Property Details

APN / Parcel Number

Primary APN	`422002304009`
Alternative APNs	`00766680000003` `10004715771`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	26,480 sqft (0.608 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	50 sqft
Porch	Enclosed/Screened Porch
Porch Area	426 sqft
Loading Dock	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00766680000003
Street Address	405 PELICAN BND
City	PLACIDA
State	FL
Zip	33946-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	CAPE HAZE BLK L LT 21 358/488 811/138 919/833 3681/624 4605/1028
Legal Range	20E
Legal Township	42S
Legal Section	02
Legal Subdivision	CAPE HAZE
Legal Tract	CHS
Legal Block	L
Legal Lot Number	21
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2010
Census Tract	30402

Owner

405 Pelican Bend is owner-occupied and held in a trust since April 2025.

Source: Charlotte County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	405 PELICAN BND, PLACIDA, FL 33946-2251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 14, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Document Number	20253517832
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0046051028
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 7, 2026
Property Address	405 PELICAN BND, PLACIDA, FL 33946-2251
Document Number	0003661492
Instrument Date	Jul 2, 2026
Instrument	20263661492
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	405 PELICAN BND, PLACIDA, FL 33946-2251

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	405 PELICAN BND, PLACIDA, FL 33946-2251
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PELICAN BND, PLACIDA, FL 33946-2251

Mortgage

Document Number	0003233987
Date	Mar 14, 2023
Instrument	3233987

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 5, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	405 PELICAN BND, PLACIDA, FL 33946-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042101198
Date	Jun 19, 2017
Book Page	4210/1198
Instrument	2532104

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	405 PELICAN BND, PLACIDA, FL 33946-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042391713
Date	Sep 26, 2017
Book Page	4239/1713
Instrument	2554001

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 24, 2020
Property Address	405 PELICAN BND, PLACIDA, FL 33946-2251
Document Number	0046051028
Book / Page	004605 / 001028
Instrument Date	Jul 17, 2020
Instrument	2833631
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 PELICAN BND PLACIDA FL 339462251, PLACIDA, FL 33946-2251

Tax Assessment & Valuation

The 2025 property tax bill for 405 Pelican Bend was $7,686, up 4.3% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,686.00 (+4.27%)	$476,579	$1,000,941 Land $382,500 Building $618,441
2024	$7,371.00 (+4.07%)
2023	$7,083.00 (-1.06%) Homeowner's exemption	$430,925 (-1.29%)	$696,049 (+7.49%) Land $480,000 Building $216,049
2022	$7,159.00 Homeowner's exemption	$436,561	$647,558 Land $408,000 Building $239,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Pelican Bend in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Pelican Bend is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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